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First Community Corporation FCCO Commercial And Retail Banking — Net Income Loss

Other segment segments

Eliminations
-$2.12M-49.0%
Corporate
$1.54M+112%
Mortgage Banking1
$1.31M+16.0%
Investment Advisory And Non Deposit
$882K+36.5%
Government Guaranteed Collateral1
$556K

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$6.75M-13.3%
First Hawaiian, Inc. logo
FHBRetail Banking Business — Net Income Loss
$60.08M+4.6%
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FHBCommercial Banking Business — Net Income Loss
$31.38M+2.1%
UMB Financial logo
UMBFCommercial Banking — Net Income Loss
$175.52M+181%
Peapack-Gladstone Financial logo
PGCBanking — Net Income Loss
$8.6M+203%

Other financials

Income statement

See full
Revenue$23.2M+26.1%
Net income$5.5M+37.6%
EPS (diluted)$0.59+15.7%

Balance sheet

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Cash & equivalents$161.1M+7.5%
Total debt$2.6M-0.5%
Total equity$220.8M+47.3%
Total assets$2.4B+17.3%

Cash flow

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Operating cash flow-$2.4M-137%
CapEx$96.0K-52.0%
Free cash flow-$2.5M-140%

Valuation

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Market cap$302.99M+74.5%
P/E14.6×+3.3×
P/S3.6×+1.1×

Profitability

See full
Net margin24.7%+2.5pp
FCF margin11.1%

Returns & leverage

See full
Return on equity11.2%+0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by First Community Corporation in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: First Community Corporation’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Community Corporation's commercial and retail banking — net income loss?
First Community Corporation (FCCO) reported commercial and retail banking — net income loss of $3.33M in Q1 2026.
How has First Community Corporation's commercial and retail banking — net income loss changed year-over-year?
First Community Corporation's commercial and retail banking — net income loss increased by 14.0% year-over-year, from $2.92M to $3.33M.
What is the long-term trend for First Community Corporation's commercial and retail banking — net income loss?
Over 3 years (2021 to 2024), First Community Corporation's commercial and retail banking — net income loss has grown at a -8.0% compound annual growth rate (CAGR), from $14.47M to $11.26M.
What does commercial and retail banking — net income loss mean?
This metric measures the final bottom-line profitability of the commercial and retail banking segment after accounting for all revenues, operating expenses, provisions for credit losses, and income taxes. It serves as the primary indicator of the segment's financial performance and its contribution to the overall bank holding company's earnings.