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Orange County Bancorp OBT Banking — Net Income Loss

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Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total debt$4.3M+17.6%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Orange County Bancorp’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's banking — net income loss?
Orange County Bancorp (OBT) reported banking — net income loss of $10.44M in Q1 2026.
How has Orange County Bancorp's banking — net income loss changed year-over-year?
Orange County Bancorp's banking — net income loss increased by 33.0% year-over-year, from $7.85M to $10.44M.
What is the long-term trend for Orange County Bancorp's banking — net income loss?
Over 4 years (2021 to 2025), Orange County Bancorp's banking — net income loss has grown at a 18.7% compound annual growth rate (CAGR), from $18.98M to $37.65M.
What does banking — net income loss mean?
The final profit or loss generated by the banking segment after accounting for all interest income, noninterest income, operating expenses, and taxes. This is the definitive measure of the segment's financial performance and contribution to the overall organization.