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Total debt at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$542.43B+9.7%
M&T Bank logo
M&T BankMTB
$26.83B+97.7%
Valley National Bank logo
Valley National BankVLY
$433.48M+167%
CTB
Community Trust BancorpCTBI
$16M-0.5%
Greene County Bancorp logo
Greene County BancorpGCBC
$119M+55.8%
Citizens & Northern logo
Citizens & NorthernCZNC
$14.64M+2,647%

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$517.68M+62.4%
P/E10.9×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $4.35M.

The source filing: Orange County Bancorp’s 10-K, filed March 16, 2026. Open the filing →

Filed
Mar 16, 2026, 12:38 PM EDT
Fiscal year
FY2025
Accession
0001104659-26-028308

FAQ

What is Orange County Bancorp's total debt?
Orange County Bancorp (OBT) reported total debt of $4.35M in Q4 2025.
How has Orange County Bancorp's total debt changed year-over-year?
Orange County Bancorp's total debt increased by 17.6% year-over-year, from $3.7M to $4.35M.
What is the long-term trend for Orange County Bancorp's total debt?
Over 5 years (2020 to 2025), Orange County Bancorp's total debt has grown at a 17.6% compound annual growth rate (CAGR), from $1.93M to $4.35M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.

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