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Total debt at other companies

Valley National Bank logo
Valley National BankVLY
$63.88M+8.2%
CTB
Community Trust BancorpCTBI
$16M-2.8%
Greene County Bancorp logo
Greene County BancorpGCBC
$75.45M+71.7%
Capital Bancorp logo
Capital BancorpCBNK
$7.57M+38.0%
JPMorgan Chase logo
JPMorgan ChaseJPM
M&T Bank logo
M&T BankMTB

Other financials

Income statement

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Revenue$32.1M+14.6%
Net income$11.3M+29.6%
EPS (diluted)$0.85+10.4%

Balance sheet

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Cash & equivalents$257.5M+56.9%
Total equity$291.7M+44.9%
Total assets$2.7B+5.7%

Cash flow

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Operating cash flow$10.2M+111%
CapEx$563.0K+14.0%
Free cash flow$9.7M+123%

Valuation

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Market cap$494.62M+55.2%
P/E11.2×-0.5×
P/S3.8×+0.9×

Profitability

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Net margin33.7%+8.9pp
FCF margin35.5%+3.6pp

Returns & leverage

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Return on equity17.9%+3.2pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $4.35M.

The official record: Orange County Bancorp’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Orange County Bancorp's total debt?
Orange County Bancorp (OBT) reported total debt of $4.35M in Q4 2025.
How has Orange County Bancorp's total debt changed year-over-year?
Orange County Bancorp's total debt increased by 17.6% year-over-year, from $3.7M to $4.35M.
What is the long-term trend for Orange County Bancorp's total debt?
Over 5 years (2020 to 2025), Orange County Bancorp's total debt has grown at a 17.6% compound annual growth rate (CAGR), from $1.93M to $4.35M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.