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Net margin at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
32.6%+0.4pp
M&T Bank logo
M&T BankMTB
30.4%+1.8pp
Valley National Bank logo
Valley National BankVLY
32.2%+8.6pp
CTB
Community Trust BancorpCTBI
36.1%+1.6pp
Greene County Bancorp logo
Greene County BancorpGCBC
44.3%+3.0pp
Citizens & Northern logo
Citizens & NorthernCZNC
17.8%-6.4pp

Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$517.68M+62.4%
P/E10.9×+0.1×
P/S4.1×+1.3×

Profitability

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FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Calculated from Orange County Bancorp’s reported figures.

Based on trailing twelve months.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026. Open the filing →

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345

FAQ

What is Orange County Bancorp's net margin?
Orange County Bancorp (OBT) reported net margin of 37.4% in Q2 2026.
How has Orange County Bancorp's net margin changed year-over-year?
Orange County Bancorp's net margin increased by 45.6% year-over-year, from 25.7% to 37.4%.
What is the long-term trend for Orange County Bancorp's net margin?
Over 5 years (2020 to 2025), Orange County Bancorp's net margin has grown at a 11.0% compound annual growth rate (CAGR), from 19.4% to 32.7%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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