What is Orange County Bancorp's market cap?

Orange County Bancorp (OBT) has a market capitalization of $505.2M and trades on NASDAQ.

What is Orange County Bancorp's revenue and profitability?

Orange County Bancorp generated $131.3M in trailing twelve-month revenue with net income of $44.2M, representing a net margin of 33.7%, with free cash flow of $46.7M. These figures are based on the Q1 2026 filing.

Who are Orange County Bancorp's competitors?

Orange County Bancorp's key competitors include JPMorgan Chase & Co., Valley National Bancorp, M&T Bank Corporation, and others. These companies compete in similar markets and product categories.

What subsidiaries does Orange County Bancorp have?

Orange County Bancorp's subsidiaries include Orange Bank & Trust Company, Orange Investment Advisors, Inc..

Where is Orange County Bancorp headquartered?

Orange County Bancorp is headquartered in United States of America and employs approximately 197 people. It has been publicly traded since 1998.

Orange County Bancorp

OBT

Orange County Bancorp, Inc. is a financial holding company that provides comprehensive commercial and consumer banking, trust, and wealth management services.

Market cap

$505.21M+48.5%

Revenue$131.3M+18.9%

Net income$44.2M+61.9%

Free cash flow$46.7M+32.5%

EPS (diluted)$3.41+41.5%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 29, 2026

Revenue$27.8MMiss by $5.2M EPS$1.02Beat by $0.21

Read the full report

Next report

Oct 27, 2026 (in 3 months)

Revenue estimate$34.2M

EPS estimate$0.86

Financials

Q1 2026

Income statement

See full

Revenue$32.1M+14.6%

Net income$11.3M+29.6%

EPS (diluted)$0.85+10.4%

Balance sheet

See full

Cash & equivalents$257.5M+56.9%

Total equity$291.7M+44.9%

Total assets$2.7B+5.7%

Cash flow

See full

Operating cash flow$10.2M+111%

CapEx$563.0K+14.0%

Free cash flow$9.7M+123%

Valuation & ratios

Valuation

See full

Market cap$505.21M+48.5%

P/E11.4×-0.5×

P/S3.9×+0.8×

Profitability

See full

Net margin33.7%+8.9pp

FCF margin35.5%+3.6pp

Returns & leverage

See full

Return on equity17.9%+3.2pp

Competitors

By market cap

JPMorgan Chase$946.85B+15.4%

M&T Bank$36.0B+18.4%

Valley National Bank$7.9B+48.8%

Banc of California$3.2B+34.4%

Byline Bancorp, Inc.$1.8B+39.9%

Center Bancorp$1.7B+34.1%

CTB

Community Trust Bancorp$1.4B+37.9%

Orange County Bancorp$505.2M+43.1%

By revenue growth

Orange County Bancorp+18.9%

JPMorgan Chase+13.5%

CTB

Community Trust Bancorp+12.9%

Valley National Bank+12.2%

M&T Bank+5.8%

Banc of California-13.3%

By net margin

Center Bancorp44.79%—

CTB

Community Trust Bancorp36.13%+1.6pp

Orange County Bancorp33.66%+8.9pp

JPMorgan Chase32.63%+0.4pp

Valley National Bank32.21%+8.6pp

M&T Bank30.45%+1.8pp

Banc of California-2.53%-17.0pp

Profile

Orange County Bancorp, Inc. is a financial holding company that provides comprehensive commercial and consumer banking, trust, and wealth management services. The company focuses on a relationship-based community banking model, serving small to middle-market businesses and municipal governments in the Lower Hudson Valley and New York metropolitan area.

Competitive position

A regional community-focused bank that competes by offering the high-level personal service of a local bank alongside the technology and product suites of larger financial institutions.

GeographiesNew York, New Jersey, Connecticut, United States

Customer segmentsSMEs, Municipalities, Retail Banking Customers

Business modelInterest Income, Fee-based Services, Asset Management

SuppliersFederal Reserve System, Depositors, Financial Technology Providers

CustomersSmall Business Owners, Municipal Governments, Commercial Real Estate Developers, Private Wealth Clients

CountryUnited States of America

Listed1998

Employees197.0

CEOMichael J. Gilfeather

SectorFinancial Services

IndustryBanks - Regional

Websiteorangebanktrust.com

FilingsSEC EDGAR

Ask your AI about Orange County Bancorp.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Orange County Bancorp's market cap?: Orange County Bancorp (OBT) has a market capitalization of $505.2M and trades on NASDAQ.
What is Orange County Bancorp's revenue and profitability?: Orange County Bancorp generated $131.3M in trailing twelve-month revenue with net income of $44.2M, representing a net margin of 33.7%, with free cash flow of $46.7M. These figures are based on the Q1 2026 filing.
Who are Orange County Bancorp's competitors?: Orange County Bancorp's key competitors include JPMorgan Chase & Co., Valley National Bancorp, M&T Bank Corporation, and others. These companies compete in similar markets and product categories.
What subsidiaries does Orange County Bancorp have?: Orange County Bancorp's subsidiaries include Orange Bank & Trust Company, Orange Investment Advisors, Inc..
Where is Orange County Bancorp headquartered?: Orange County Bancorp is headquartered in United States of America and employs approximately 197 people. It has been publicly traded since 1998.