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Orange County Bancorp OBT Wealth Management — Net Income Loss

Other segment segments

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$12.95M+34.5%

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Other financials

Income statement

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Revenue$27.8M-14.3%
Net income$13.7M+30.6%
EPS (diluted)$1.02+17.2%

Balance sheet

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Cash & equivalents$334.9M+90.7%
Total debt$4.3M+17.6%
Total equity$306.6M+21.4%
Total assets$2.8B+7.4%

Cash flow

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Operating cash flow$12.6M+354%
CapEx$250.0K-65.9%
Free cash flow$12.3M+317%

Valuation

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Market cap$517.68M+62.4%
P/E10.9×+0.1×
P/S4.1×+1.3×

Profitability

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Net margin37.4%+11.7pp
FCF margin51.1%+33.3pp

Returns & leverage

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Return on equity16.9%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Orange County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Orange County Bancorp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093345
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Intangible amortization7272143143
Other1181,0941,1152,302
TOTAL NONINTEREST EXPENSE17,26916,75435,19333,248
Income before income taxes11,56013,58926,15024,877
Provision (credit) for income taxes(2,099)3,1281,2075,712
NET INCOME$13,659$10,461$24,943$19,165
Basic and diluted earnings per share$1.02$0.87$1.87$1.64
Weighted average shares outstanding13,381,37611,994,81513,366,71211,665,181

Item 1. Financial Statements

FAQ

What is Orange County Bancorp's wealth management — net income loss?
Orange County Bancorp (OBT) reported wealth management — net income loss of $711K in Q2 2026.
How has Orange County Bancorp's wealth management — net income loss changed year-over-year?
Orange County Bancorp's wealth management — net income loss decreased by 14.7% year-over-year, from $834K to $711K.
What is the long-term trend for Orange County Bancorp's wealth management — net income loss?
Over 4 years (2021 to 2025), Orange County Bancorp's wealth management — net income loss has grown at a 14.5% compound annual growth rate (CAGR), from $2.3M to $3.97M.
What does wealth management — net income loss mean?
This represents the bottom-line profitability of the wealth management segment after all operating expenses and taxes have been deducted. It serves as the primary indicator of the segment's financial success and its contribution to the parent company's overall earnings. Investors use this to assess the segment's ability to generate value from its advisory and investment services.

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