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Coastal Financial CCB Treasury & Administration — Net Income

Other segment segments

CCBX
-$51.18M-814%
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$10.75M+63.4%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$671.28M-53.3%
Enterprise value-$332.65M-146%
P/S1.1×-1.5×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
Credit enhancement receivable valuation adjustment46,00946,009
Other expense9563,4759005,3312,1141,538253,677
BaaS loan expense40,40940,40932,48332,483
BaaS fraud expense4,3124,3122,8042,804
Total noninterest expense11,958121,4947,659141,11112,61351,8618,35872,832
Net income/(loss) before income taxes14,482(66,765)(2,911)(55,194)8,7189,907(4,238)14,387
Income taxes3,731(15,587)(1,233)(13,089)2,1382,742(1,521)3,359
Net income/(loss)$10,751$(51,178)$(1,678)$(42,105)$6,580$7,165$(2,717)$11,028

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's treasury & administration — net income?
Coastal Financial (CCB) reported treasury & administration — net income of -$1.68M in Q2 2026.
How has Coastal Financial's treasury & administration — net income changed year-over-year?
Coastal Financial's treasury & administration — net income increased by 38.2% year-over-year, from -$2.72M to -$1.68M.
What is the long-term trend for Coastal Financial's treasury & administration — net income?
Over 3 years (2022 to 2025), Coastal Financial's treasury & administration — net income has grown at a -6.2% compound annual growth rate (CAGR), from -$17.57M to -$14.49M.
What does treasury & administration — net income mean?
Represents the final profit or loss generated by the Treasury and Administration segment after all operating expenses, interest expenses, and tax provisions are deducted. This metric reflects the segment's overall contribution to the company's bottom line and its efficiency in managing corporate overhead and liquidity.

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