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First Busey Corporation BUSE Card services and ATM fees — Noninterest income

Other product segments

Wealth management fees
$19.98M+19.1%
Payment technology solutions
$4.97M+0.2%
Treasury management services
$4.79M+4.8%
Capital markets income
$1.87M+49.2%
Other service charges on deposit accounts
$1.41M-7.0%

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CBNKCredit card fees — Noninterest income
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UVSPOther service fee income — Noninterest income
$3.32M+5.5%
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CCBTransaction and interchange fees — Noninterest income
$6.84M+33.8%
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FCNCADeposit fees and service charges — Noninterest income
$74M+25.4%
Coastal Financial logo
CCBServicing and other BaaS fees — Noninterest income
$2.92M+53.9%
Univest Financial Corporation logo
UVSPTrust fee income — Noninterest income
$2.28M+6.4%

Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.59B+30.5%
Enterprise value$2.09B+52.3%
P/E11.2×-14.4×
P/S3.3×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Payment technology solutions4,9684,95610,04510,029
Treasury management services4,7894,5699,2457,406
Capital markets income1,8711,2544,2422,579
Card services and ATM fees4,8134,8809,4598,589
Other service charges on deposit accounts1,4071,5132,9133,046
Income on bank owned life insurance1,6371,7453,2533,191
Realized net gains (losses) on securities123(15,536)
Unrealized net gains (losses) recognized on equity securities2,4455,9961,4825,765

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's card services and ATM fees — noninterest income?
First Busey Corporation (BUSE) reported card services and ATM fees — noninterest income of $4.81M in Q2 2026.
How has First Busey Corporation's card services and ATM fees — noninterest income changed year-over-year?
First Busey Corporation's card services and ATM fees — noninterest income decreased by 1.4% year-over-year, from $4.88M to $4.81M.
What is the long-term trend for First Busey Corporation's card services and ATM fees — noninterest income?
Over 2 years (2023 to 2025), First Busey Corporation's card services and ATM fees — noninterest income has grown at a 21.1% compound annual growth rate (CAGR), from $12.31M to $18.05M.
What does card services and ATM fees — noninterest income mean?
This metric represents the noninterest income generated specifically from card-related services and automated teller machine (ATM) transaction fees. It captures revenue streams derived from interchange fees, cardholder maintenance charges, and usage fees associated with the bank's debit or credit card programs and ATM network. This income source is a key component of a financial institution's fee-based revenue strategy, reflecting customer engagement with digital and physical payment channels.

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