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First Busey Corporation BUSE Other service charges on deposit accounts — Noninterest income

Other product segments

Wealth management fees
$19.98M+19.1%
Payment technology solutions
$4.97M+0.2%
Card services and ATM fees
$4.81M-1.4%
Treasury management services
$4.79M+4.8%
Capital markets income
$1.87M+49.2%

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$301K+25.4%
First Citizens BancShares logo
FCNCADeposit fees and service charges — Noninterest income
$74M+25.4%
Univest Financial Corporation logo
UVSPOther service fee income — Noninterest income
$3.32M+5.5%
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CCBServicing and other BaaS fees — Noninterest income
$2.92M+53.9%

Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.59B+30.5%
Enterprise value$2.09B+52.3%
P/E11.2×-14.4×
P/S3.3×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Treasury management services4,7894,5699,2457,406
Capital markets income1,8711,2544,2422,579
Card services and ATM fees4,8134,8809,4598,589
Other service charges on deposit accounts1,4071,5132,9133,046
Income on bank owned life insurance1,6371,7453,2533,191
Realized net gains (losses) on securities123(15,536)
Unrealized net gains (losses) recognized on equity securities2,4455,9961,4825,765
Other noninterest income2,4003,1726,5636,876

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's other service charges on deposit accounts — noninterest income?
First Busey Corporation (BUSE) reported other service charges on deposit accounts — noninterest income of $1.41M in Q2 2026.
How has First Busey Corporation's other service charges on deposit accounts — noninterest income changed year-over-year?
First Busey Corporation's other service charges on deposit accounts — noninterest income decreased by 7.0% year-over-year, from $1.51M to $1.41M.
What is the long-term trend for First Busey Corporation's other service charges on deposit accounts — noninterest income?
Over 2 years (2023 to 2025), First Busey Corporation's other service charges on deposit accounts — noninterest income has grown at a -21.3% compound annual growth rate (CAGR), from $10.13M to $6.28M.
What does other service charges on deposit accounts — noninterest income mean?
This metric represents the noninterest income generated from ancillary fees associated with deposit accounts, excluding standard monthly maintenance or overdraft fees. It captures revenue streams derived from specialized services such as wire transfers, stop payments, or account research fees. Monitoring this figure helps assess the bank's ability to monetize its deposit base through value-added service offerings rather than traditional interest-based products.

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