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Capital Bancorp CBNK Service charges on deposits — Noninterest income

Other product segments

Credit card fees
$4.69M+26.1%
Government loan servicing revenue
$4.35M+21.8%
Mortgage banking revenue
$1.56M-15.0%
Government lending revenue
$923K-15.8%

Similar metrics at other companies

Mid Penn Bancorp logo
MPBService charges on deposits — Non-interest Income
$636K+13.2%
First Bancorp logo
FNLCService charges on deposit accounts — Non-interest income
$560K+5.5%
Simmons First National logo
SFNCService charges on deposit accounts — Non-interest income
$12.66M+0.2%
Univest Financial Corporation logo
UVSPService charges on deposit accounts — Noninterest income
$2.28M+3.9%
Enterprise Financial Services logo
EFSCDeposit service charges — Total noninterest income
$5.26M+18.9%
First Merchants Corporation logo
FRMEService charges on deposit accounts — Other income
$9.04M+12.0%

Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%
Free cash flow$21.1M-5.6%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's service charges on deposits — noninterest income?
Capital Bancorp (CBNK) reported service charges on deposits — noninterest income of $403K in Q1 2026.
How has Capital Bancorp's service charges on deposits — noninterest income changed year-over-year?
Capital Bancorp's service charges on deposits — noninterest income increased by 56.2% year-over-year, from $258K to $403K.
What is the long-term trend for Capital Bancorp's service charges on deposits — noninterest income?
Over 4 years (2021 to 2025), Capital Bancorp's service charges on deposits — noninterest income has grown at a 21.2% compound annual growth rate (CAGR), from $609K to $1.32M.
What does service charges on deposits — noninterest income mean?
This metric represents the noninterest income generated from fees charged to customers for maintaining deposit accounts, including maintenance fees, overdraft charges, and other account-related service costs. It serves as a key indicator of the bank's ability to monetize its core deposit base and generate recurring fee-based revenue independent of interest rate fluctuations. Monitoring this stream helps investors assess the bank's success in driving customer engagement and the profitability of its retail and commercial deposit product offerings.