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Univest Financial Corporation UVSP Service charges on deposit accounts — Noninterest income

Other product segments

Investment advisory commission and fee income
$6.04M+10.7%
Other service fee income
$3.32M+5.5%
Trust fee income
$2.28M+6.4%

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.21B+42.9%
Enterprise value$1.08B+31.7%
P/E12.3×+1.7×
P/S3.6×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Net interest income after provision for credit losses63,57653,847125,638108,317
Noninterest income
Trust fee income2,2832,1464,5194,307
Service charges on deposit accounts2,3632,2584,6424,452
Investment advisory commission and fee income6,0435,46012,19711,073
Insurance commission and fee income5,3515,26112,77412,150
Other service fee income3,3193,1476,3605,854
Bank owned life insurance income1,6981,0123,0302,971

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's service charges on deposit accounts — noninterest income?
Univest Financial Corporation (UVSP) reported service charges on deposit accounts — noninterest income of $2.36M in Q2 2026.
How has Univest Financial Corporation's service charges on deposit accounts — noninterest income changed year-over-year?
Univest Financial Corporation's service charges on deposit accounts — noninterest income increased by 4.7% year-over-year, from $2.26M to $2.36M.
What is the long-term trend for Univest Financial Corporation's service charges on deposit accounts — noninterest income?
Over 4 years (2021 to 2025), Univest Financial Corporation's service charges on deposit accounts — noninterest income has grown at a 13.1% compound annual growth rate (CAGR), from $5.5M to $8.99M.
What does service charges on deposit accounts — noninterest income mean?
This metric represents the revenue generated from fees charged to customers for maintaining deposit accounts, such as monthly maintenance fees, overdraft charges, and wire transfer fees. It serves as a key component of noninterest income, reflecting the bank's ability to monetize its retail and commercial deposit base beyond traditional net interest margin. Analyzing this stream helps investors evaluate the bank's fee-based revenue diversification and the underlying activity levels of its deposit account holders.

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