What is Fair Isaac's market cap?

Fair Isaac (FICO) has a market capitalization of $29.4B and trades on NYSE.

What is Fair Isaac's revenue and profitability?

Fair Isaac generated $2.3B in trailing twelve-month revenue with net income of $759.6M, representing a net margin of 33.7%. Gross margin stands at 84.2%, with free cash flow of $900.9M. These figures are based on the Q1 2026 filing.

Who are Fair Isaac's competitors?

Fair Isaac's key competitors include IBM, Pegasystems, Credit Karma, and others. These companies compete in similar markets and product categories.

Who does Fair Isaac partner with?

Fair Isaac's notable partners include Experian, TransUnion, Equifax, and others.

Where is Fair Isaac headquartered?

Fair Isaac is headquartered in United States of America and employs approximately 3,455 people. It has been publicly traded since 1987.

Fair Isaac

FICO

Fair Isaac Corporation (FICO) is a global analytics software leader specializing in predictive modeling and decision management.

Market cap

$29.36B-35.0%

Revenue$2.3B+22.6%

Net income$759.6M+31.6%

Free cash flow$900.9M+28.3%

EPS (diluted)$31.57+36.0%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

April 28, 2026

Revenue$691.7MBeat by $61.5M EPS$12.50Beat by $1.61

Read the full report

Next report

Jul 29, 2026 (In 2 weeks)

Revenue estimate$676.4M

EPS estimate$11.71

Financials

Q2 2026

Income statement

See full

Revenue$691.7M+38.7%

Gross profit$600.5M+46.1%

Operating income$402.5M+63.8%

Net income$264.5M+62.6%

EPS (diluted)$11.14+69.0%

Balance sheet

See full

Cash & equivalents$219.4M+54.7%

Total debt$3.7B+42.6%

Total equity-$2.1B-87.0%

Total assets$2.0B+11.6%

Cash flow

See full

Operating cash flow$223.4M+198%

CapEx$266.0K-87.4%

Free cash flow$223.1M+206%

Valuation & ratios

Valuation

See full

Market cap$29.36B-35.0%

Enterprise value$32.8B-31.4%

P/E38.7×-32.7×

P/S13×-10.4×

Profitability

See full

Gross margin84.2%+3.3pp

Operating margin50.4%+6.2pp

Net margin33.7%+2.3pp

FCF margin39.9%+1.8pp

Returns & leverage

See full

Current ratio2.2×+0.1×

Segments

By product

See full

Business-to-business Scores$417.6M+72.2%

SaaS software$120.6M+18.8%

Non-platform software$112.3M-11.9%

Platform software$87.0M+54.0%

On-premises software$78.6M-4.5%

By geography

See full

Americas$622.1M+45.0%

Europe, Middle East and Africa$47.4M+9.2%

Asia Pacific$22.2M-15.7%

By segment

See full

Scores$475.0M+59.9%

Software$216.7M+7.4%

Competitors

By market cap

International Business Machines$283.89B+4.6%

Salesforce$136.43B-47.6%

Adobe$87.8B-45.4%

Intuit$74.4B-65.8%

Fair Isaac$29.4B-35.0%

Fidelity National Information Services$21.1B-50.9%

Pegasystems$5.3B-43.0%

Fusemachines, Inc. $28.1M—

By revenue growth

Fair Isaac+22.6%

Intuit+15.1%

Fidelity National Information Services+12.3%

Adobe+11.5%

Salesforce+11.0%

International Business Machines+9.7%

Pegasystems+3.5%

By net margin

Fair Isaac33.67%+2.3pp

Adobe28.69%-1.7pp

Fidelity National Information Services23.35%+15.3pp

Intuit21.91%+2.7pp

Pegasystems20.04%+8.1pp

Salesforce18.73%+2.7pp

International Business Machines15.61%+6.9pp

Profile

Fair Isaac Corporation (FICO) is a global analytics software leader specializing in predictive modeling and decision management. The company provides data-driven solutions that operationalize analytics to help businesses automate decisions, manage risk, and optimize customer engagement. Its core value proposition centers on the FICO Score, the standard measure of consumer credit risk in the United States, and a modular cloud platform for enterprise-wide digital decisioning.

Competitive position

FICO holds a dominant market position as the provider of the standard credit risk metric in the U.S. and is a leading specialist in digital decisioning software.

GeographiesUnited States, Americas, Europe, Asia-Pacific

Customer segmentsEnterprise, Financial Institutions, Government, Consumers

Business modelSubscription SaaS, On-premises software licensing, B2B2C, Professional services

SuppliersConsumer credit data from reporting agencies, Third-party cloud infrastructure providers, Public records and alternative data sources

CustomersMajor global banks, Credit card issuers, Mortgage and auto lenders, Retailers and general merchandisers, Public and government agencies

CountryUnited States of America

Listed1987

Employees3.5K

CEOWilliam J. Lansing

SectorTechnology

IndustrySoftware - Application

Websitefico.com

FilingsSEC EDGAR

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Questions, answered.

What is Fair Isaac's market cap?: Fair Isaac (FICO) has a market capitalization of $29.4B and trades on NYSE.
What is Fair Isaac's revenue and profitability?: Fair Isaac generated $2.3B in trailing twelve-month revenue with net income of $759.6M, representing a net margin of 33.7%. Gross margin stands at 84.2%, with free cash flow of $900.9M. These figures are based on the Q1 2026 filing.
Who are Fair Isaac's competitors?: Fair Isaac's key competitors include IBM, Pegasystems, Credit Karma, and others. These companies compete in similar markets and product categories.
Who does Fair Isaac partner with?: Fair Isaac's notable partners include Experian, TransUnion, Equifax, and others.
Where is Fair Isaac headquartered?: Fair Isaac is headquartered in United States of America and employs approximately 3,455 people. It has been publicly traded since 1987.