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Fair Isaac FICO Free cash flow

Free cash flow at other companies

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EquifaxEFX
$204.8M-14.3%
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International Business MachinesIBM
$1.62B+8.8%
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AdobeADBE
$2.11B-1.7%
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IntuitINTU
$962M+143%
Pegasystems logo
PegasystemsPEGA
$81.73M-2.9%
Salesforce logo
SalesforceCRM
$1.1B+81.5%

Other financials

Income statement

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Revenue$674.2M+25.7%
Gross profit$587.2M+30.8%
Operating income$362.6M+38.1%
Net income$237.2M+30.5%
EPS (diluted)$10.45+41.2%

Balance sheet

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Cash & equivalents$235.2M+50.1%
Total debt$5.6B+99.9%
Total equity-$4.1B-193%
Total assets$2.0B+9.4%

Cash flow

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Operating cash flow$380.4M+32.9%
CapEx$863.0K-51.8%

Valuation

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Market cap$24.49B-28.1%
Enterprise value$29.85B-18.7%
P/E30×-23.8×
P/S10.2×-7.4×

Profitability

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Gross margin85.1%+3.4pp
Operating margin51.7%+5.8pp
Net margin34.1%+1.3pp
FCF margin41.6%+1.4pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio1.2×+0.3×

Where this comes from

Calculated from Fair Isaac’s reported figures.

The source filing: Fair Isaac’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000814547-26-000030

FAQ

What is Fair Isaac's free cash flow?
Fair Isaac (FICO) reported free cash flow of $379.58M in Q2 2026.
How has Fair Isaac's free cash flow changed year-over-year?
Fair Isaac's free cash flow increased by 33.5% year-over-year, from $284.43M to $379.58M.
What is the long-term trend for Fair Isaac's free cash flow?
Over 4 years (2021 to 2025), Fair Isaac's free cash flow has grown at a 16.6% compound annual growth rate (CAGR), from $416.25M to $769.89M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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