Fair Isaac FICO Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 84.2%+3.3pp | 82.9%+2.7pp | 82.2%+2.5pp | 81.7%+2.4pp | 80.8%+1.1pp | |
| Operating margin | 50.4%+6.2pp | 47.5%+4.6pp | 46.5%+3.7pp | 45.9%+3.4pp | 44.2%+1.2pp | |
| Net margin | 33.7%+2.3pp | 31.9%+1.2pp | 32.7%+2.9pp | 32.8%+3.9pp | 31.4%+1.4pp | |
| Returns | ||||||
| Return on invested capital | 66.4%+13.8pp | 64.1%+12.6pp | 63.3%+12.6pp | 58.9%+12.1pp | 52.6%+5.3pp | |
| Efficiency | ||||||
| Asset turnover | 1.2×+0.1× | 1.2×+0.1× | 1.1×+0.1× | 1.1×+0.1× | 1×0.0× | |
| Liquidity | ||||||
| Current ratio | 2.2×+0.1× | 0.9×-0.9× | 0.8×-0.8× | 0.9×-1.0× | 2.1×+0.1× | |
| Leverage | ||||||
| Net debt / EBITDA | 3×+0.1× | 3.1×+0.1× | 3.1×+0.3× | 2.9×+0.1× | 2.9×+0.1× | |
| Per Share | ||||||
| Book value per share | -$88.50-94.3% | -$75.47-64.6% | -$71.08-85.2% | -$56.86-71.5% | -$45.54-55.7% | |
| Valuation | ||||||
| Market capitalization | $25.32B-43.8% | $40.08B-17.3% | $35.92B-25.0% | $46.89B+26.9% | $45.08B+45.3% | |
| Price / earnings | 33.3×-44.8× | 60.9×-28.1× | 55.1×-38.3× | 74.1×-3.1× | 78.1×+13.6× | |
| Price / sales | 11.2×-13.3× | 19.4×-7.9× | 18×-9.8× | 24.3×+2.0× | 24.5×+5.2× | |
| EV / EBITDA | 25×-32.5× | 43.4×-22.0× | 41.4×-25.6× | 55.1×+0.5× | 57.4×+10.4× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Fair Isaac's profit margins?
- Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
- Where do Fair Isaac's ratios come from?
- Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
