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Fair Isaac FICO Net margin

Net margin at other companies

Equifax logo
EquifaxEFX
11.1%+0.4pp
International Business Machines logo
International Business MachinesIBM
15.6%+6.9pp
Adobe logo
AdobeADBE
28.7%-1.7pp
Intuit logo
IntuitINTU
21.9%+2.7pp
Salesforce logo
SalesforceCRM
18.7%+2.7pp
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
23.3%+15.3pp

Other financials

Income statement

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Revenue$691.7M+38.7%
Gross profit$600.5M+46.1%
Operating income$402.5M+63.8%
Net income$264.5M+62.6%
EPS (diluted)$11.14+69.0%

Balance sheet

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Cash & equivalents$219.4M+54.7%
Total debt$3.7B+42.6%
Total equity-$2.1B-87.0%
Total assets$2.0B+11.6%

Cash flow

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Operating cash flow$223.4M+198%
CapEx$266.0K-87.5%
Free cash flow$223.1M+206%

Valuation

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Market cap$26.13B-43.8%
Enterprise value$29.57B-39.4%
P/E34.4×-46.2×
P/S11.6×-13.7×

Profitability

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Gross margin84.2%+3.3pp
Operating margin50.4%+6.2pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio2.2×+0.1×

Where this comes from

Calculated from Fair Isaac’s reported figures.

Based on trailing twelve months.

The official record: Fair Isaac’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fair Isaac's net margin?
Fair Isaac (FICO) reported net margin of 33.7% in Q1 2026.
How has Fair Isaac's net margin changed year-over-year?
Fair Isaac's net margin increased by 7.4% year-over-year, from 31.4% to 33.7%.
What is the long-term trend for Fair Isaac's net margin?
Over 4 years (2021 to 2025), Fair Isaac's net margin has grown at a 6.8% compound annual growth rate (CAGR), from 98.1% to 127.6%.
What does net margin mean?
The share of every sales dollar that becomes bottom-line profit.
How do you interpret net margin?
Higher is better, but net margin mixes operating performance with financing and tax effects and one-off items — read it alongside operating margin to separate the operating story from the rest.
How does net margin compare across companies?
Comparable across peers but sensitive to leverage and tax structure; two operationally identical firms can show different net margins purely from financing.