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Fair Isaac Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Fair Isaac holds $2.0B in total assets. Shareholders' equity is -$2.1B against $3.7B in total debt. Cash and equivalents total $219.4M. The current ratio is 2.22 and debt-to-equity is -1.74. Based on the Q2 2026 filing.

Total Assets$2.0BTotal Stockholders Equity-$2.1BLong Term Debt$3.6BCash And Equivalents$219.4MTotal Current Assets$900.8MTotal Current Liabilities$405.3M
Latest FilingQ2 2026
Report Date2026-04-28
Market Cap$27.5B
P/E Ratio36.03
ROE-47.31%

Current Liabilities

MetricQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Accounts payable$23.2M$24.1M$29.3M$32.3M$26.6M$36.3M
Accrued expenses$77.1M$76.5M$95.9M$115.4M$76.8M$87.3M
Accrued interest$7.9M$22.2M$16.1M$53.5M$16.6M$46.7M
Accrued Manufacturing Costs$77.1M$76.5M$95.9M$115.4M$76.8M$87.3M
Accrued Progress Collections and Price Adjustments$3.2M$3.2M$3.4M$1.8M$1.8M$1.8M
Other Commercial Liabilities$50.7M$55.9M$74.3M$114.6M$75.6M$98.5M
Contract liabilities$3.2M$3.2M$3.4M$1.8M$1.8M$1.8M
Accrued Liabilities, Current$50.7M$55.9M$74.3M$114.6M$75.6M$98.5M
Deferred income$165.4M$171.8M$171.7M$187.4M$173.4M$183.2M
Compensation and benefits$77.1M$76.5M$95.9M$115.4M$76.8M$87.3M
Current portion of long-term debt$15M$15M$399.3M$399.5M$399.7M$0
Deferred revenue$165.4M$171.8M$171.7M$187.4M$173.4M$183.2M
Total current liabilities$331.3M$343.2M$770.6M$849.2M$752.1M$405.3M

Current Assets

MetricQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Accounts receivable, net$350.9M$492.5M$454.1M$529.1M$495.1M$620M
Allowance for Doubtful Accounts$6.9M$7.5M$8M$8M$7.5M$7.7M
Allowance for Doubtful Accounts Receivable (Current)$6.9M$7.5M$8M$8M$7.5M$7.7M
Cash and cash equivalents$183.5M$141.8M$156.7M$134.1M$162M$219.4M
Deferred Finance Costs, Current——$655K$459K$262K$0
Prepaid expenses and other current assets$60.7M$85.7M$66.7M$41.9M$41.7M$61.4M
Total current assets$595.8M$724.9M$709.8M$705.2M$698.8M$900.8M

Non-Current Assets

MetricQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Accumulated Goodwill Impairment Losses$0$0$0—$0$0
Available-for-Sale Securities (Non-Current)$45.9M$45.4M$50.7M$54.6M$55.9M$53M
Deferred tax assets$93.5M$99.7M$105.9M$118.6M$111M$103.4M
Deferred Tax Assets and Other Non-Current Assets$124.5M$108.4M$121.8M$112.5M$106.6M$105M
Goodwill$775.6M$779.3M$785.4M$783.3M$783.5M$781.4M
Long-term receivables, net$50.6M$36.1M$45.3M$37.2M$31.5M$28.4M
Net Investment in Lease$28.3M$27.6M$28M$26.2M$24.7M$25M
Deferred tax assets$93.5M$99.7M$105.9M$118.6M$111M$103.4M
Long- term Investments$45.9M$45.4M$50.7M$54.6M$55.9M$53M
Operating lease right-of-use assets$28.3M$27.6M$28M$26.2M$24.7M$25M
Other non-current assets$124.5M$108.4M$121.8M$112.5M$106.6M$105M
Property, plant and equipment, net$43M$50.6M$60.3M$67.7M$73.7M$79.6M
Operating lease right-of-use assets$28.3M$27.6M$28M$26.2M$24.7M$25M
Operating Lease Right-of-Use Assets in Other Assets$28.3M$27.6M$28M$26.2M$24.7M$25M
Other non-current assets$124.5M$108.4M$121.8M$112.5M$106.6M$105M
Accumulated depreciation$68.1M$66.8M$65.6M$45.6M$48.1M$49.4M
Property and equipment, net$43M$50.6M$60.3M$67.7M$73.7M$79.6M
Software and Technology Licenses, Net$124.5M$108.4M$121.8M$112.5M$106.6M$105M
Total assets$1.7B$1.8B$1.9B$1.9B$1.9B$2B

Equity

MetricQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Additional paid-in capital$1.2B$1.3B$1.3B$1.3B$1.3B$1.3B
Accumulated other comprehensive income (loss)-$107.7M-$101.3M-$88.3M-$92.1M-$92.1M-$95.5M
Common stock$244K$244K$241K$238K$238K$233K
Common Stock Par Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01
Common Stock Shares Issued88.9M88.9M88.9M88.9M88.9M88.9M
Convertible Preferred Stock Authorized Shares1M1M1M1M1M1M
Convertible Preferred Stock Issued Shares000000
Convertible Preferred Stock Outstanding Shares000000
Cumulative Gross Losses and Impairments$0$0$0—$0$0
Additional paid-in capital$1.2B$1.3B$1.3B$1.3B$1.3B$1.3B
Treasury Stock, Value$6.3B$6.5B$7B$7.5B$7.7B$8.3B
Preferred stock$0$0$0$0$0$0
Preferred Stock Par Value Per Share$0.01$0.01$0.01$0.01$0.01$0.01
Retained earnings$4.1B$4.2B$4.4B$4.6B$4.7B$5B
Total liabilities and stockholders' equity$1.7B$1.8B$1.9B$1.9B$1.9B$2B
Total stockholders' equity-$1.1B-$1.1B-$1.4B-$1.7B-$1.8B-$2.1B
Treasury stock$6.3B$6.5B$7B$7.5B$7.7B$8.3B

Non-Current Liabilities

MetricQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Contract Liabilities, Non-Current$3.2M$3.2M$3.4M$1.8M$1.8M$1.8M
Long-term debt$2.4B$2.5B$2.4B$2.7B$2.8B$3.6B
Deferred revenue, net of current portion$3.2M$3.2M$3.4M$1.8M$1.8M$1.8M
Operating lease liabilities, non-current$20.9M$20.8M$21.1M$19.2M$17.9M$17.6M
Other non-current liabilities$86.5M$82.6M$87.5M$89.4M$95.2M$88M
Total liabilities$2.8B$3B$3.3B$3.6B$3.7B$4.1B
Unrecognized Tax Benefits$20.7M$22.3M$23.2M$19.5M$20.3M$21.1M

Other

MetricQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Deferred Revenue Timing Percentage50.0%50.0%50.0%—50.0%50.0%
Number of Countries of Operation8000.0%8000.0%8000.0%—8000.0%8000.0%
Accounts Receivable, after Allowance for Credit Loss$401.5M$528.6M$499.4M$566.4M$526.6M$648.4M
Accounts Receivable, Allowance for Credit Loss$6.9M$7.5M$8M$8M$7.5M$7.7M
Retentions held by customers——$254.6M$327.7M$312.6M$355.3M
Common stock, par value (in dollars per share)$0$0$0$0$0$0
Common stock, shares authorized (in shares)$200M$200M$200M$200M$200M$200M
Common stock, shares issued (in shares)$88.9M$88.9M$88.9M$88.9M$88.9M$88.9M
Common Stock, Shares, Outstanding$24.4M$24.4M$24.1M$23.8M$23.8M$23.3M
Contract with Customer, Liability$168.6M$175M$175.1M$189.2M$175.2M$185M
Deferred Finance Costs Noncurrent Net——$19.8M$18.9M$17.9M$25.9M
Goodwill accumulated impairment losses$0$0$0—$0$0
Credit facility restrictive covenant, maximum consolidated leverage ratio——350.0%———
Credit facility restrictive covenant, maximum consolidated leverage ratio step up——400.0%———
Number of countries in which Visa operates (more than)$80$80$80—$80$80
Other accrued liabilities$42.8M$33.7M$58.2M$61.1M$59M$51.8M
Preferred Stock, Par or Stated Value Per Share$0$0$0$0$0$0
Preferred Stock, Shares Authorized$1M$1M$1M$1M$1M$1M
Preferred Stock, Shares Issued$0$0$0$0$0$0
Preferred Stock, Shares Outstanding$0$0$0$0$0$0
Remaining performance obligations related to customer contracts that are unsatisfied or partially unsatisfied$496.3M$512.5M$593.3M$655.7M$682.2M$717.7M
Treasury stock, shares (in shares)$64.4M$64.5M$64.8M$65.1M$65.1M$65.6M
Unbilled balances——$252.8M$246.6M$221.4M$300.8M
Unrecognized tax benefits$20.7M$22.3M$23.2M$19.5M$20.3M$21.1M
Interest accrued$2M$2.5M$2.9M$1.9M$2.2M$2.5M