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Fair Isaac FICO Net Income

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Other financials

Income statement

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Revenue$674.2M+25.7%
Gross profit$587.2M+30.8%
Operating income$362.6M+38.1%
EPS (diluted)$10.45+41.2%

Balance sheet

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Cash & equivalents$235.2M+50.1%
Total debt$5.6B+99.9%
Total equity-$4.1B-193%
Total assets$2.0B+9.4%

Cash flow

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Operating cash flow$380.4M+32.9%
CapEx$863.0K-51.8%
Free cash flow$379.6M+33.5%

Valuation

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Market cap$24.49B-28.1%
Enterprise value$29.85B-18.7%
P/E30×-23.8×
P/S10.2×-7.4×

Profitability

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Gross margin85.1%+3.4pp
Operating margin51.7%+5.8pp
Net margin34.1%+1.3pp
FCF margin41.6%+1.4pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio1.2×+0.3×

Where this comes from

Reported directly by Fair Isaac in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Fair Isaac’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000814547-26-000030
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Other income, net11,9087,3729,9396,207
Income before income taxes314,659236,991862,619600,136
Provision for income taxes77,48755,202202,616103,204
Net income237,172181,789660,003496,932
Other comprehensive income (loss):
Foreign currency translation adjustments(536)13,003(4,031)3,356
Comprehensive income$236,636$194,792$655,972$500,288
Earnings per share:

Item 1. Unaudited Financial Statements

FAQ

What is Fair Isaac's net income?
Fair Isaac (FICO) reported net income of $237.17M in Q2 2026.
How has Fair Isaac's net income changed year-over-year?
Fair Isaac's net income increased by 30.5% year-over-year, from $181.79M to $237.17M.
What is the long-term trend for Fair Isaac's net income?
Over 4 years (2021 to 2025), Fair Isaac's net income has grown at a 13.6% compound annual growth rate (CAGR), from $392.08M to $651.95M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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