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Fair Isaac FICO Net debt / EBITDA

Net debt / EBITDA at other companies

Equifax logo
EquifaxEFX
2.7×0.0×
International Business Machines logo
International Business MachinesIBM
3.8×-1.3×
Adobe logo
AdobeADBE
0.2×0.0×
Intuit logo
IntuitINTU
-0.8×+0.4×
Salesforce logo
SalesforceCRM
2.7×+2.6×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
5.2×+2.6×

Other financials

Income statement

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Revenue$691.7M+38.7%
Gross profit$600.5M+46.1%
Operating income$402.5M+63.8%
Net income$264.5M+62.6%
EPS (diluted)$11.14+69.0%

Balance sheet

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Cash & equivalents$219.4M+54.7%
Total debt$3.7B+42.6%
Total equity-$2.1B-87.0%
Total assets$2.0B+11.6%

Cash flow

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Operating cash flow$223.4M+198%
CapEx$266.0K-87.5%
Free cash flow$223.1M+206%

Valuation

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Market cap$26.13B-43.8%
Enterprise value$29.57B-39.4%
P/E34.4×-46.2×
P/S11.6×-13.7×

Profitability

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Gross margin84.2%+3.3pp
Operating margin50.4%+6.2pp
Net margin33.7%+2.3pp

Returns & leverage

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Return on equity196.4%—
Debt / equity8.9×—
Current ratio2.2×+0.1×

Where this comes from

Calculated from Fair Isaac’s reported figures.

net debt/ebitda=3×

Based on the most recent quarter.

The official record: Fair Isaac’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fair Isaac's net debt / EBITDA?
Fair Isaac (FICO) reported net debt / EBITDA of 3× in Q1 2026.
How has Fair Isaac's net debt / EBITDA changed year-over-year?
Fair Isaac's net debt / EBITDA increased by 1.9% year-over-year, from 2.9× to 3×.
What is the long-term trend for Fair Isaac's net debt / EBITDA?
Over 4 years (2021 to 2025), Fair Isaac's net debt / EBITDA has grown at a 9.9% compound annual growth rate (CAGR), from 8.2× to 11.9×.
What does net debt / EBITDA mean?
How many years of operating earnings it would take to pay off the company's net debt.
How do you interpret net debt / EBITDA?
Lower is safer; lenders often covenant around 3–4×. A negative value means net cash (more cash than debt), a position of strength. Spikes can reflect a temporary EBITDA dip rather than new borrowing.
How does net debt / EBITDA compare across companies?
A standard leverage yardstick across non-financial sectors; covenant thresholds vary by industry cash-flow stability.