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Fair Isaac FICO Return on invested capital

Return on invested capital at other companies

Equifax logo
EquifaxEFX
8.7%+0.6pp
International Business Machines logo
International Business MachinesIBM
13.2%+4.1pp
Adobe logo
AdobeADBE
53.9%+2.4pp
Intuit logo
IntuitINTU
27.5%+1.9pp
Pegasystems logo
PegasystemsPEGA
36.7%-17.9pp
Salesforce logo
SalesforceCRM
10.5%+0.8pp

Other financials

Income statement

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Revenue$674.2M+25.7%
Gross profit$587.2M+30.8%
Operating income$362.6M+38.1%
Net income$237.2M+30.5%
EPS (diluted)$10.45+41.2%

Balance sheet

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Cash & equivalents$235.2M+50.1%
Total debt$5.6B+99.9%
Total equity-$4.1B-193%
Total assets$2.0B+9.4%

Cash flow

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Operating cash flow$380.4M+32.9%
CapEx$863.0K-51.8%
Free cash flow$379.6M+33.5%

Valuation

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Market cap$24.25B-25.8%
Enterprise value$29.62B-16.1%
P/E29.8×-21.9×
P/S10.1×-6.8×

Profitability

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Gross margin85.1%+3.4pp
Operating margin51.7%+5.8pp
Net margin34.1%+1.3pp
FCF margin41.6%+1.4pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio1.2×+0.3×

Where this comes from

Calculated from Fair Isaac’s reported figures.

Based on trailing twelve months.

The source filing: Fair Isaac’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 4:16 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000814547-26-000030

FAQ

What is Fair Isaac's return on invested capital?
Fair Isaac (FICO) reported return on invested capital of 75.3% in Q2 2026.
How has Fair Isaac's return on invested capital changed year-over-year?
Fair Isaac's return on invested capital increased by 27.8% year-over-year, from 58.9% to 75.3%.
What is the long-term trend for Fair Isaac's return on invested capital?
Over 4 years (2021 to 2025), Fair Isaac's return on invested capital has grown at a 13.2% compound annual growth rate (CAGR), from 38.5% to 63.3%.
What does return on invested capital mean?
Net operating profit after tax (operating income taxed at the effective rate) divided by average invested capital (debt plus equity minus cash). Measures the after-tax return on all capital put to work in the business, independent of capital structure.

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