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Fair Isaac Business Segments

Business, geographic, and product segment breakdowns

Fair Isaac generates $2.3B in annual revenue across 4 key segments: Business-to-business Scores (2.3), Business-to-consumer Scores (1), Non-platform software (2.9), and On-premises software (0.4). The company-wide operating margin is 50.31%. Based on the Q2 2026 filing.

Business-to-business Scores (TTM)225.0%Business-to-consumer Scores (TTM)100.0%Non-platform software (TTM)288.25%On-premises software39.0%Platform software (TTM)117.0%SaaS software (TTM)180.0%
Latest FilingQ2 2026
Report Date2026-04-28
Market Cap$27.5B
P/E Ratio36.03
ROE-47.31%

Products & Services

Percentage

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Business-to-business Scores77.0%82.0%83.0%—82.0%88.0%
SaaS software55.0%55.0%57.0%1.0%61.0%61.0%
Non-platform software71.0%69.0%67.0%—61.0%56.0%
Platform software29.0%31.0%33.0%1.0%39.0%44.0%
On-premises software45.0%45.0%43.0%—39.0%39.0%
Business-to-consumer Scores23.0%18.0%17.0%—18.0%12.0%

Total revenues

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Business-to-business Scores$182.4M$242.5M$268.5M$255.2M$248.6M$417.6M
SaaS software$103.2M$101.5M$106.2M$108.8M$115.7M$120.6M
Non-platform software$132.2M$127.4M$126.4M$117.1M$114.4M$112.3M
Platform software$53.8M$56.5M$61.5M$65.3M$73.9M$87M
On-premises software$82.8M$82.3M$81.7M$73.6M$72.6M$78.6M
Business-to-consumer Scores$53.3M$54.5M$55.8M$56.3M$55.9M$57.3M

Geographic

Percentage

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Americas87.0%86.0%87.0%—88.0%90.0%
Europe, Middle East and Africa8.0%9.0%8.0%—8.0%7.0%
Asia Pacific5.0%5.0%5.0%—4.0%3.0%

Total revenues

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Americas$379.9M$429M$470.2M$453.4M$453.2M$622.1M
United States$331M$383.5M——$401.9M$565.9M
Europe, Middle East and Africa$36.4M$43.4M$41.4M$38.6M$38.9M$47.4M
Asia Pacific$23.7M$26.3M$24.9M$23.8M$19.8M$22.2M

Business Segments

Costs and Expenses

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Software$143.6M$138.4M$144.2M$148.5M$148.8M$154.1M
Scores$31.9M$32.1M$39.6M$38.8M$36.7M$42.5M

Foreign currency translation adjustment

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Software-$7.2M—$6.2M—$180K-$2.1M
Scores$0$0$0$0$0$0

Goodwill

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Software$628.9M$632.6M$638.8M$636.7M$636.9M$634.7M
Scores$146.6M$146.6M$146.6M$146.6M$146.6M$146.6M

Operating Income (Loss)

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Scores$203.8M$265M$284.7M$272.8M$267.9M$432.5M
Software$60.7M$63.3M$67.9M$55.7M$58.6M$62.6M

Percentage

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Scores100.0%100.0%100.0%—100.0%100.0%

Revenue

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Scores$235.7M$297M$324.3M$311.6M$304.5M$475M

Total depreciation and amortization

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Software$2.5M$2.3M$2.7M$2.5M$2.3M$2.2M
Scores$125K$118K$139K$130K$108K$99K

Total revenues

SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Software$204.3M$201.7M$212.1M$204.2M$207.4M$216.7M