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Fair Isaac FICO Business-to-consumer Scores — Total revenues

Other product segments

Business-to-business Scores
$417.63M+72.2%
SaaS software
$120.63M+18.8%
Non-platform software
$112.27M-11.9%
Platform software
$86.96M+54.0%
On-premises software
$78.6M-4.5%

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TREEConsumer Segment — Revenue
$66.33M+18.4%

Other financials

Income statement

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Revenue$691.7M+38.7%
Gross profit$600.5M+46.1%
Operating income$402.5M+63.8%
Net income$264.5M+62.6%
EPS (diluted)$11.14+69.0%

Balance sheet

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Cash & equivalents$219.4M+54.7%
Total debt$3.7B+42.6%
Total equity-$2.1B-87.0%
Total assets$2.0B+11.6%

Cash flow

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Operating cash flow$223.4M+198%
CapEx$266.0K-87.4%
Free cash flow$223.1M+206%

Valuation

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Market cap$27.71B-33.3%
Enterprise value$31.15B-29.7%
P/E36.5×-29.2×
P/S12.3×-9.3×

Profitability

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Gross margin84.2%+3.3pp
Operating margin50.4%+6.2pp
Net margin33.7%+2.3pp
FCF margin39.9%+1.8pp

Returns & leverage

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Return on equity196.4%
Debt / equity8.9×
Current ratio2.2×+0.1×

Where this comes from

Reported directly by Fair Isaac in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Fair Isaac’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fair Isaac's business-to-consumer scores — total revenues?
Fair Isaac (FICO) reported business-to-consumer scores — total revenues of $57.34M in Q1 2026.
How has Fair Isaac's business-to-consumer scores — total revenues changed year-over-year?
Fair Isaac's business-to-consumer scores — total revenues increased by 5.1% year-over-year, from $54.55M to $57.34M.
What is the long-term trend for Fair Isaac's business-to-consumer scores — total revenues?
Over 4 years (2021 to 2025), Fair Isaac's business-to-consumer scores — total revenues has grown at a 1.5% compound annual growth rate (CAGR), from $207.61M to $219.98M.
What does business-to-consumer scores — total revenues mean?
This metric represents the total gross revenue generated from direct-to-consumer credit scoring services and related financial health monitoring tools. It captures the financial performance of the segment that provides individuals with direct access to their credit profiles and analytical insights. This revenue stream is a key indicator of the company's ability to monetize its proprietary scoring models outside of traditional institutional licensing channels.