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Equifax

EFX

Equifax is a global data, analytics, and technology company that transforms complex data into actionable insights for businesses, governments, and consumers.

Market cap
$20.79B-36.1%
Revenue$6.3B+9.6%
Net income$698.8M+14.1%
Free cash flow$1.1B+40.8%
EPS (diluted)$5.67+15.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 21, 2026 (In 1 week)
Revenue estimate$1.7B
EPS estimate$2.23

Financials

Q1 2026

Income statement

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Revenue$1.6B+14.3%
Gross profit$881.8M+12.3%
Operating income$287.7M+22.0%
Net income$171.5M+28.9%
EPS (diluted)$1.42+34.0%

Balance sheet

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Cash & equivalents$183.4M-6.0%
Total debt$5.3B+6.9%
Total equity$4.5B-8.8%
Total assets$11.9B+0.7%

Cash flow

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Operating cash flow$241.9M+8.0%
CapEx$120.4M+12.3%
Free cash flow$121.5M+4.1%

Valuation & ratios

Valuation

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Market cap$20.79B-36.1%
Enterprise value$25.91B-30.5%
P/E29.8×-21.2×
P/S3.3×-2.3×

Profitability

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Gross margin56.1%+0.6pp
Operating margin18.3%-0.1pp
Net margin11.1%+0.4pp
FCF margin18.1%+4.0pp

Returns & leverage

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Return on equity14.7%+1.8pp
Debt / equity1.2×+0.2×
Current ratio0.6×-0.2×

Segments

By product

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Verification Services$571.4M+13.8%
Online Information Solutions$553.7M+23.6%
Employer Services$111.7M-4.0%
Financial Marketing Services$51.9M+0.2%

By segment

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Workforce Solutions$683.1M+10.4%
U.S. Information Solutions$605.6M+21.1%
International$360.2M+11.3%

By geography

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Latin America$102.7M+9.0%
Europe$94.0M+8.5%
Asia Pacific$92.6M+16.2%

Competitors

Profile

Equifax is a global data, analytics, and technology company that transforms complex data into actionable insights for businesses, governments, and consumers. The company leverages proprietary databases covering credit, employment, and income to provide decision-making automation and human resources business process outsourcing. Their core value proposition lies in delivering specialized information solutions that facilitate credit lending, identity protection, and workforce management.

Competitive position

Equifax is one of the three largest global consumer credit reporting agencies, maintaining a dominant position in U.S. employment and income verification.

GeographiesUnited States, Canada, United Kingdom, Spain, Portugal, Australia, New Zealand, India, Latin America
Customer segmentsFinancial Institutions, Government Agencies, Enterprise Employers, Individual Consumers
Business modelB2B Data-as-a-Service, Business Process Outsourcing (BPO), Subscription SaaS, Transaction-based services
SuppliersFinancial institutions and lenders, Telecommunications and utility providers, Government records, Employer payroll data, Cloud infrastructure providers
CustomersMortgage lenders, Auto lenders, Human resources departments, Retailers, Individual consumers
Listed1971
Employees14.9K
CEOMark W. Begor
FilingsSEC EDGAR

Questions, answered.

What is Equifax's market cap?
Equifax (EFX) has a market capitalization of $20.8B and trades on NYSE.
What is Equifax's revenue and profitability?
Equifax generated $6.3B in trailing twelve-month revenue with net income of $698.8M, representing a net margin of 11.1%. Gross margin stands at 56.1%, with free cash flow of $1.1B. These figures are based on the Q1 2026 filing.
Who are Equifax's competitors?
Equifax's key competitors include TransUnion, Fair Isaac Corporation, Fidelity National Information Services, Inc., and others. These companies compete in similar markets and product categories.
Where is Equifax headquartered?
Equifax is headquartered in United States of America and employs approximately 14,900 people. It has been publicly traded since 1971.