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TransUnion

TRU

TransUnion is a global information and insights company that provides data-driven solutions for credit risk management, identity verification, and fraud mitigation.

Market cap
$14.78B-17.3%
Revenue$4.7B+11.0%
Net income$704.5M+91.8%
Free cash flow$696.5M+36.8%
EPS (diluted)$3.61+92.0%
Trailing twelve months · change vs. prior year

Earnings

Next report

Jul 28, 2026 (In 2 weeks)
Revenue estimate$1.3B
EPS estimate$1.14

Financials

Q1 2026

Income statement

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Revenue$1.2B+13.7%
Operating income$244.8M-3.8%
Net income$397.1M+168%
EPS (diluted)$2.04+172%

Balance sheet

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Cash & equivalents$732.5M+20.1%
Total debt$5.6B+9.2%
Total equity$4.8B+8.4%
Total assets$12.0B+10.0%

Cash flow

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Operating cash flow$84.2M+60.4%
CapEx$65.2M-4.7%
Free cash flow$19.0M+219%

Valuation & ratios

Valuation

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Market cap$14.78B-17.3%
Enterprise value$19.67B-12.0%
P/E21×-24.6×
P/S3.1×-1.0×

Profitability

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Operating margin17.9%0.0pp
Net margin14.9%+6.3pp
FCF margin14.7%+2.8pp

Returns & leverage

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Return on equity15.4%+6.7pp
Debt / equity1.2×0.0×
Current ratio1.9×-0.1×

Segments

By geography

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Latin America$53.9M+64.3%
Asia Pacific$22.1M-18.1%
Africa$20.9M+23.7%

By product

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Financial Services$500.5M+24.0%
Emerging Verticals$334.7M+6.3%
Consumer Interactive$139.9M+1.2%

By segment

See full
U.S. Markets$975.1M+13.8%

Competitors

Profile

TransUnion is a global information and insights company that provides data-driven solutions for credit risk management, identity verification, and fraud mitigation. The company leverages a massive proprietary database of consumer information to facilitate trust between businesses and individuals, enabling more informed decision-making across various industries. Its core value proposition centers on transforming complex data into actionable insights through advanced analytics and its unified technology platform.

Competitive position

A leading global credit bureau and information services provider with a dominant position in the U.S. and significant presence in high-growth international markets.

GeographiesNorth America, Latin America, Europe, Africa, India, Asia Pacific
Customer segmentsFinancial Institutions, Enterprise, Government, SME, Consumers
Business modelB2B SaaS, Subscription, Transaction-based, D2C
SuppliersFinancial institutions, Public records repositories, Private database providers, Cloud infrastructure providers
CustomersCommercial banks, Insurance underwriters, E-commerce platforms, Digital advertisers, Individual consumers
Listed2015
Employees13.2K
CEOChristopher A. Cartwright
FilingsSEC EDGAR

Questions, answered.

What is TransUnion's market cap?
TransUnion (TRU) has a market capitalization of $14.8B and trades on NYSE.
What is TransUnion's revenue and profitability?
TransUnion generated $4.7B in trailing twelve-month revenue with net income of $704.5M, representing a net margin of 14.9%. Gross margin stands at 59.8%, with free cash flow of $696.5M. These figures are based on the Q1 2026 filing.
Who are TransUnion's competitors?
TransUnion's key competitors include Equifax, Fair Isaac Corporation, LexisNexis Risk Solutions, and others. These companies compete in similar markets and product categories.
What subsidiaries does TransUnion have?
TransUnion's subsidiaries include Neustar, Sontiq, Argus Information and Advisory Services.
Where is TransUnion headquartered?
TransUnion is headquartered in United States of America and employs approximately 13,200 people. It has been publicly traded since 2015.