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Pagaya Technologies PGY Net margin

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Other financials

Income statement

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Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

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Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

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Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.78B-17.6%
Enterprise value$1.9B-15.2%
P/E18.1×—
P/S1.3×-0.5×

Profitability

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Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
FCF margin17.6%—

Returns & leverage

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Return on equity22.7%+12.8pp
Debt / equity1×-0.1×
Current ratio1.4×-0.1×

Where this comes from

Calculated from Pagaya Technologies’s reported figures.

net income/total revenue=7.4%

Based on trailing twelve months.

The source filing: Pagaya Technologies’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001883085-26-000031

FAQ

What is Pagaya Technologies's net margin?
Pagaya Technologies (PGY) reported net margin of 7.4% in Q1 2026.
How has Pagaya Technologies's net margin changed year-over-year?
Pagaya Technologies's net margin increased by 121.4% year-over-year, from -34.6% to 7.4%.
What is the long-term trend for Pagaya Technologies's net margin?
Over 4 years (2021 to 2025), Pagaya Technologies's net margin has grown at a -24.5% compound annual growth rate (CAGR), from -19.2% to 6.3%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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