Skip to content
Screener

Debt-to-equity at other companies

Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
2.5×+0.5×
LPR
LPROLPRO
1.1×-0.6×
nCino, Inc. logo
nCino, Inc.NCNO
0.3×+0.3×
The Bancorp logo
The BancorpTBBK
1.1×+1.0×
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
2.5×-0.3×
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
0.3×+0.1×

Other financials

Income statement

See full
Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

See full
Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

See full
Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

See full
Market cap$1.78B-17.6%
Enterprise value$1.9B-15.2%
P/E18.1×
P/S1.3×-0.5×

Profitability

See full
Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%

Returns & leverage

See full
Return on equity22.7%+12.8pp
Current ratio1.4×-0.1×

Where this comes from

Calculated from Pagaya Technologies’s reported figures.

Based on the most recent quarter.

The source filing: Pagaya Technologies’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001883085-26-000031

FAQ

What is Pagaya Technologies's debt-to-equity?
Pagaya Technologies (PGY) reported debt-to-equity of 1× in Q1 2026.
How has Pagaya Technologies's debt-to-equity changed year-over-year?
Pagaya Technologies's debt-to-equity decreased by 8.9% year-over-year, from 1.1× to 1×.
What is the long-term trend for Pagaya Technologies's debt-to-equity?
Over 3 years (2022 to 2025), Pagaya Technologies's debt-to-equity has grown at a 44.5% compound annual growth rate (CAGR), from 0.4× to 1.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

Ask your AI about Pagaya Technologies's debt-to-equity.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude