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nCino, Inc. NCNO Debt-to-equity

Debt-to-equity at other companies

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0.1×0.0×
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1.3×+0.7×
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0.6×+0.1×
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0.1×0.0×
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-0.1×
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0.6×0.0×

Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$1.6B-25.8%
Enterprise value$1.82B-15.6%
P/E120.6×
P/S2.6×-1.3×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Current ratio0.9×-0.2×

Where this comes from

Calculated from nCino, Inc.’s reported figures.

Based on the most recent quarter.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s debt-to-equity?
nCino, Inc. (NCNO) reported debt-to-equity of 0.3× in Q1 2026.
How has nCino, Inc.'s debt-to-equity changed year-over-year?
nCino, Inc.'s debt-to-equity increased by 404.0% year-over-year, from 0.1× to 0.3×.
What is the long-term trend for nCino, Inc.'s debt-to-equity?
Over 5 years (2021 to 2026), nCino, Inc.'s debt-to-equity has grown at a 27.8% compound annual growth rate (CAGR), from 0.1× to 0.3×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.