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Q2 Holdings QTWO Debt-to-equity

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Other financials

Income statement

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Revenue$219.8M+12.6%
Gross profit$130.2M+24.5%
Operating income$29.3M+198%
Net income$29.9M+154%
EPS (diluted)$0.46+156%

Balance sheet

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Cash & equivalents$99.9M-73.5%
Total debt$40.9M-92.4%
Total equity$643.5M+10.1%
Total assets$968.4M-30.1%

Cash flow

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Operating cash flow$60.7M+24.7%
CapEx$1.7M+30.1%
Free cash flow$59.0M+24.5%

Valuation

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Market cap$3.95B-16.3%
Enterprise value$3.89B-20.3%
P/E43×-957×
P/S4.7×-1.7×

Profitability

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Gross margin57%+4.4pp
Operating margin10%+9.7pp
Net margin10.9%+10.2pp
FCF margin25.2%+2.0pp

Returns & leverage

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Return on equity15%+14.1pp
Current ratio0.9×0.0×

Where this comes from

Calculated from Q2 Holdings’s reported figures.

Based on the most recent quarter.

The source filing: Q2 Holdings’s 10-Q, filed July 29, 2026. Open the filing →

Filed
Jul 29, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001410384-26-000053

FAQ

What is Q2 Holdings's debt-to-equity?
Q2 Holdings (QTWO) reported debt-to-equity of 0.1× in Q2 2026.
How has Q2 Holdings's debt-to-equity changed year-over-year?
Q2 Holdings's debt-to-equity decreased by 93.1% year-over-year, from 0.9× to 0.1×.
What is the long-term trend for Q2 Holdings's debt-to-equity?
Over 5 years (2020 to 2025), Q2 Holdings's debt-to-equity has grown at a 50.5% compound annual growth rate (CAGR), from 0.1× to 0.5×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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