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nCino, Inc. NCNO Total Revenue

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Segments

By product

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Subscription$143.46M+9.7%
Subscription - non-mortgage$91.93M+11.4%
Subscription - mortgage$20.65M-1.0%
Professional services and other$17.54M-2.9%

By geography

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United States$115.31M
United Kingdom$18.95M

By segment

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Reportable Segment$161M+8.2%

Other financials

Income statement

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Gross profit$100.8M+14.4%
Operating income$13.6M+246%
Net income$5.1M+133%
EPS (diluted)$0.05+138%

Balance sheet

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Cash & equivalents$83.6M-32.2%
Total debt$338.6M+400%
Total equity$929.8M-12.0%
Total assets$1.6B-2.7%

Cash flow

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Operating cash flow$34.2M+92.8%
CapEx$195.0K-96.2%
Free cash flow$34.0M+170%

Valuation

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Market cap$2.27B-39.9%
Enterprise value$2.53B-32.2%
P/E67.7×
P/S3.7×-3.0×

Profitability

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Gross margin62.2%+2.2pp
Operating margin7.9%+6.2pp
Net margin5.4%+3.6pp
FCF margin21.2%

Returns & leverage

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Return on equity3.4%+2.3pp
Debt / equity0.4×+0.3×
Current ratio0.8×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: nCino, Inc.’s 10-Q, filed August 25, 2026.

Filed
Aug 25, 2026, 4:51 PM EDT
Fiscal quarter
Q2 FY2027
Calendar quarter
Q3 2026
Accession
0001902733-26-000101
Line itemThree Months Ended July 31, 2025Three Months Ended July 31, 2026Six Months Ended July 31, 2025Six Months Ended July 31, 2026
Revenues
Subscription$130,752$143,462$256,340$284,391
Professional services and other18,06317,53936,61236,024
Total revenues148,815161,001292,952320,415
Cost of revenues
Subscription37,99239,92774,11779,171
Professional services and other22,69820,30344,26839,535
Total cost of revenues60,69060,230118,385118,706

Item 1. Financial Statements

FAQ

What is nCino, Inc.'s total revenue?
nCino, Inc. (NCNO) reported total revenue of $161M in Q2 2026.
How has nCino, Inc.'s total revenue changed year-over-year?
nCino, Inc.'s total revenue increased by 8.2% year-over-year, from $148.82M to $161M.
What is the long-term trend for nCino, Inc.'s total revenue?
Over 4 years (2022 to 2026), nCino, Inc.'s total revenue has grown at a 21.4% compound annual growth rate (CAGR), from $273.87M to $594.78M.
What does total revenue mean?
The aggregate of all revenue from the company's operations — the top line from which all profitability metrics are derived.

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