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nCino, Inc. NCNO Subscription — Total revenues

Other product segments

Subscriptions - non-mortgage
$89.96M+11.4%
Subscriptions - mortgage
$19.71M+3.9%
Professional services and other
$18.49M-0.3%

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Other financials

Income statement

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Revenue$159.4M+10.6%
Gross profit$100.9M+16.8%
Operating income$21.1M+1,496%
Net income$13.6M+145%
EPS (diluted)$0.12+140%

Balance sheet

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Cash & equivalents$103.1M-22.8%
Total debt$326.7M+356%
Total equity$970.4M-9.5%
Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%
CapEx$614.0K-64.3%
Free cash flow$80.8M+53.6%

Valuation

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Market cap$1.6B-25.8%
Enterprise value$1.82B-15.6%
P/E120.6×
P/S2.6×-1.3×

Profitability

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Gross margin61.4%+1.4pp
Operating margin4.3%+3.1pp
Net margin2.2%+1.3pp
FCF margin18.2%

Returns & leverage

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Return on equity1.3%+0.8pp
Debt / equity0.3×+0.3×
Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s subscription — total revenues?
nCino, Inc. (NCNO) reported subscription — total revenues of $140.93M in Q1 2026.
How has nCino, Inc.'s subscription — total revenues changed year-over-year?
nCino, Inc.'s subscription — total revenues increased by 12.2% year-over-year, from $125.59M to $140.93M.
What is the long-term trend for nCino, Inc.'s subscription — total revenues?
Over 4 years (2022 to 2026), nCino, Inc.'s subscription — total revenues has grown at a 23.5% compound annual growth rate (CAGR), from $224.85M to $523.13M.
What does subscription — total revenues mean?
This metric represents the total revenue generated specifically from the company's subscription-based software services. It reflects the recurring income stream derived from licensing cloud-based solutions to financial institutions over a defined period. Growth in this figure is a primary indicator of the company's success in scaling its core software-as-a-service business model.