What is nCino, Inc.'s cash & equivalents?

nCino, Inc. (NCNO) reported cash & equivalents of $103.13M in Q1 2026.

How has nCino, Inc.'s cash & equivalents changed year-over-year?

nCino, Inc.'s cash & equivalents decreased by 22.8% year-over-year, from $133.58M to $103.13M.

What is the long-term trend for nCino, Inc.'s cash & equivalents?

Over 5 years (2021 to 2026), nCino, Inc.'s cash & equivalents has grown at a -24.9% compound annual growth rate (CAGR), from $371.43M to $88.69M.

What does cash & equivalents mean?

Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.

nCino, Inc. NCNO Cash & Equivalents

Cash & Equivalents at other companies

Henry (Jack) & AssociatesJKHY

$20.57M-48.4%

Fidelity National Information ServicesFIS

$779M-3.2%

Q2 HoldingsQTWO

$218.3M-34.3%

Alkami Technology, Inc.ALKT

$40.41M-34.5%

Diebold NixdorfDBD

$373.6M+16.7%

ACI WorldwideACIW

$242.13M-34.0%

Other financials

Income statement

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Revenue$159.4M+10.6%

Gross profit$100.9M+16.8%

Operating income$21.1M+1,496%

Net income$13.6M+145%

EPS (diluted)$0.12+140%

Balance sheet

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Total debt$326.7M+356%

Total equity$970.4M-9.5%

Total assets$1.6B-2.6%

Cash flow

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Operating cash flow$81.4M+49.9%

CapEx$614.0K-64.3%

Free cash flow$80.8M+53.6%

Valuation

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Market cap$1.6B-25.8%

Enterprise value$1.82B-15.6%

P/E120.6×—

P/S2.6×-1.3×

Profitability

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Gross margin61.4%+1.4pp

Operating margin4.3%+3.1pp

Net margin2.2%+1.3pp

FCF margin18.2%—

Returns & leverage

See full

Return on equity1.3%+0.8pp

Debt / equity0.3×+0.3×

Current ratio0.9×-0.2×

Where this comes from

Reported directly by nCino, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents.

The official record: nCino, Inc.’s 10-Q, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is nCino, Inc.'s cash & equivalents?: nCino, Inc. (NCNO) reported cash & equivalents of $103.13M in Q1 2026.
How has nCino, Inc.'s cash & equivalents changed year-over-year?: nCino, Inc.'s cash & equivalents decreased by 22.8% year-over-year, from $133.58M to $103.13M.
What is the long-term trend for nCino, Inc.'s cash & equivalents?: Over 5 years (2021 to 2026), nCino, Inc.'s cash & equivalents has grown at a -24.9% compound annual growth rate (CAGR), from $371.43M to $88.69M.
What does cash & equivalents mean?: Cash on hand plus highly liquid investments with maturities of three months or less at purchase — treasury bills, money market funds, and commercial paper.