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Other financials

Income statement

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Revenue$317.9M+9.6%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

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Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

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Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.78B-17.6%
Enterprise value$1.9B-15.2%
P/E18.1×
P/S1.3×-0.5×

Profitability

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Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%

Returns & leverage

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Return on equity22.7%+12.8pp
Debt / equity-0.1×
Current ratio1.4×-0.1×

Where this comes from

Calculated from Pagaya Technologies’s reported figures.

The source filing: Pagaya Technologies’s 10-Q, filed May 7, 2026. Open the filing →

Filed
May 7, 2026, 4:17 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001883085-26-000031

FAQ

What is Pagaya Technologies's gross profit?
Pagaya Technologies (PGY) reported gross profit of $140.38M in Q1 2026.
How has Pagaya Technologies's gross profit changed year-over-year?
Pagaya Technologies's gross profit increased by 14.2% year-over-year, from $122.91M to $140.38M.
What is the long-term trend for Pagaya Technologies's gross profit?
Over 4 years (2021 to 2025), Pagaya Technologies's gross profit has grown at a 22.9% compound annual growth rate (CAGR), from $242.26M to $552.19M.
What does gross profit mean?
Revenue minus cost of revenue — the profit available to cover operating expenses, representing the company's pricing power and production efficiency.

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