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2.1×-0.5×

Other financials

Income statement

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Revenue$317.9M+9.6%
Gross profit$140.4M+14.2%
Operating income$80.0M+67.8%
Net income$24.7M+213%
EPS (diluted)$0.28+180%

Balance sheet

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Cash & equivalents$380.0M+65.5%
Total debt$507.6M+43.8%
Total equity$529.3M+57.8%
Total assets$1.6B+29.0%

Cash flow

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Operating cash flow$43.2M+25.4%
CapEx$3.2M-15.9%
Free cash flow$40.0M+30.5%

Valuation

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Market cap$1.78B-17.6%
Enterprise value$1.9B-15.2%
P/E18.1×
P/S1.3×-0.5×

Profitability

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Gross margin42.9%+0.4pp
Operating margin22.3%+12.4pp
Net margin7.4%+4.0pp
FCF margin17.6%

Returns & leverage

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Return on equity22.7%+12.8pp
Debt / equity-0.1×

Where this comes from

Calculated from Pagaya Technologies’s reported figures.

Based on the most recent quarter.

The source filing: Pagaya Technologies’s 10-Q, filed August 7, 2025. Open the filing →

Filed
Aug 7, 2025
Fiscal quarter
Q2 FY2025
Calendar quarter
Q2 2025
Accession
0001883085-25-000169

FAQ

What is Pagaya Technologies's current ratio?
Pagaya Technologies (PGY) reported current ratio of 1.4× in Q2 2025.
How has Pagaya Technologies's current ratio changed year-over-year?
Pagaya Technologies's current ratio decreased by 4.9% year-over-year, from 1.5× to 1.4×.
What is the long-term trend for Pagaya Technologies's current ratio?
Over 2 years (2022 to 2024), Pagaya Technologies's current ratio has grown at a -26.0% compound annual growth rate (CAGR), from 3.3× to 1.8×.
What does current ratio mean?
Current assets divided by current liabilities at the quarter end. Measures the company's ability to cover near-term obligations with near-term assets.

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