What is Henry (Jack) & Associates's market cap?

Henry (Jack) & Associates (JKHY) has a market capitalization of $10.5B and trades on NASDAQ.

What is Henry (Jack) & Associates's revenue and profitability?

Henry (Jack) & Associates generated $2.5B in trailing twelve-month revenue with net income of $519.2M, representing a net margin of 20.6%. Gross margin stands at 44.1%, with free cash flow of $727.6M. These figures are based on the Q1 2026 filing.

Who are Henry (Jack) & Associates's competitors?

Henry (Jack) & Associates's key competitors include Fidelity National Information Services, Inc., NCR Voyix, Repay Holdings Corporation Class A Common Stock, and others. These companies compete in similar markets and product categories.

Who does Henry (Jack) & Associates partner with?

Henry (Jack) & Associates's notable partners include IBM Corporation, Lenovo, Dell, and others.

What subsidiaries does Henry (Jack) & Associates have?

Henry (Jack) & Associates's subsidiaries include Payrailz, LLC.

Where is Henry (Jack) & Associates headquartered?

Henry (Jack) & Associates is headquartered in United States of America and employs approximately 7,120 people. It has been publicly traded since 1985.

Henry (Jack) & Associates

JKHY

Jack Henry & Associates is a leading provider of technology solutions and payment processing services primarily for community and regional financial institutions.

Market cap

$10.47B-20.7%

Revenue$2.5B+8.4%

Net income$519.2M+21.0%

Free cash flow$727.6M+51.2%

EPS (diluted)$7.15+21.8%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q3 2026 report

May 5, 2026

Revenue$636.2MBeat by $16.6M EPS$1.71Beat by $0.28

Read the full report

Next report

Aug 18, 2026 (in a month)

Revenue estimate$629.2M

EPS estimate$1.43

Financials

Q3 2026

Income statement

See full

Revenue$636.2M+8.7%

Gross profit$272.3M+11.4%

Operating income$155.0M+11.8%

Net income$122.9M+10.6%

EPS (diluted)$1.71+12.5%

Balance sheet

See full

Cash & equivalents$20.6M-48.4%

Total debt$136.6M-38.9%

Total equity$2.1B+4.8%

Total assets$3.1B+4.0%

Cash flow

See full

Operating cash flow$186.0M+72.5%

CapEx$16.5M+41.0%

Free cash flow$169.5M+76.3%

Valuation & ratios

Valuation

See full

Market cap$10.47B-20.7%

Enterprise value$10.59B-19.5%

P/E20.2×-8.8×

P/S4.2×-1.4×

Profitability

See full

Gross margin44.1%+2.0pp

Operating margin26%+2.8pp

Net margin20.6%+2.1pp

FCF margin28.9%+8.2pp

Returns & leverage

See full

Return on equity24.9%+2.4pp

Debt / equity0.1×0.0×

Current ratio1.7×+0.4×

Segments

By segment

See full

Payments$232.7M+7.0%

Core$195.4M+9.2%

Complementary$187.5M+8.7%

Corporate Services$20.6M—

By product

See full

Processing$271.1M+6.6%

Private and Public Cloud$210.5M+8.9%

Product Delivery and Services$78.4M+34.5%

On-Premise Support$76.3M-3.8%

Competitors

By market cap

Fidelity National Information Services$21.1B-50.9%

Henry (Jack) & Associates$10.5B-20.7%

Community Financial System$3.4B+8.1%

Enterprise Financial Services$2.4B+11.0%

nCino, Inc.$1.9B-42.9%

NCR Voyix$1.1B-39.8%

Camden National$894.4M+22.1%

Repay Holdings Corporation$323.8M-27.7%

By revenue growth

Camden National+33.1%

Enterprise Financial Services+16.1%

Fidelity National Information Services+12.3%

nCino, Inc.+9.6%

Community Financial System+9.1%

Henry (Jack) & Associates+8.4%

NCR Voyix-1.8%

By net margin

Camden National30.65%+6.6pp

Enterprise Financial Services26.45%-3.3pp

Community Financial System26.11%+1.1pp

Fidelity National Information Services23.35%+15.3pp

Henry (Jack) & Associates20.64%+2.1pp

NCR Voyix2.77%-33.2pp

nCino, Inc.2.17%+7.4pp

Profile

Jack Henry & Associates is a leading provider of technology solutions and payment processing services primarily for community and regional financial institutions. The company offers integrated data processing systems and a suite of specialized products that enable banks and credit unions to automate operations, manage risk, and deliver digital banking experiences. Its core value proposition centers on strengthening the connection between financial institutions and their accountholders through open, cloud-native innovation and high-touch personal service.

Competitive position

A dominant provider in the community and regional financial institution market, characterized by high client retention and a comprehensive 'well-rounded' suite of integrated core and payment solutions.

GeographiesUnited States, Canada, Latin America, Caribbean

Customer segmentsCommunity Banks, Regional Banks, Credit Unions, Financial Services

Business modelSubscription SaaS, Private Cloud Services, Professional Services, Transaction-based, On-premise Licensing

SuppliersHardware manufacturers, Public cloud infrastructure providers, Third-party software developers, Payment networks

CustomersCommunity and regional banks, Credit unions, Small and medium-sized businesses, Fintech companies

CountryUnited States of America

Listed1985

Employees7.1K

CEOGregory R. Adelson

SectorTechnology

IndustryInformation Technology Services

Websitejackhenry.com

FilingsSEC EDGAR

Ask your AI about Henry (Jack) & Associates.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Henry (Jack) & Associates's market cap?: Henry (Jack) & Associates (JKHY) has a market capitalization of $10.5B and trades on NASDAQ.
What is Henry (Jack) & Associates's revenue and profitability?: Henry (Jack) & Associates generated $2.5B in trailing twelve-month revenue with net income of $519.2M, representing a net margin of 20.6%. Gross margin stands at 44.1%, with free cash flow of $727.6M. These figures are based on the Q1 2026 filing.
Who are Henry (Jack) & Associates's competitors?: Henry (Jack) & Associates's key competitors include Fidelity National Information Services, Inc., NCR Voyix, Repay Holdings Corporation Class A Common Stock, and others. These companies compete in similar markets and product categories.
Who does Henry (Jack) & Associates partner with?: Henry (Jack) & Associates's notable partners include IBM Corporation, Lenovo, Dell, and others.
What subsidiaries does Henry (Jack) & Associates have?: Henry (Jack) & Associates's subsidiaries include Payrailz, LLC.
Where is Henry (Jack) & Associates headquartered?: Henry (Jack) & Associates is headquartered in United States of America and employs approximately 7,120 people. It has been publicly traded since 1985.