What is ACI Worldwide's market cap?

ACI Worldwide (ACIW) has a market capitalization of $6.1B and trades on NASDAQ.

What is ACI Worldwide's revenue and profitability?

ACI Worldwide generated $1.8B in trailing twelve-month revenue with net income of $206.1M, representing a net margin of 11.5%. Gross margin stands at 49.0%, with free cash flow of $295.1M. These figures are based on the Q1 2026 filing.

Who are ACI Worldwide's competitors?

ACI Worldwide's key competitors include FIS, Jack Henry & Associates, Usio, Inc. Common Stock, and others. These companies compete in similar markets and product categories.

Who does ACI Worldwide partner with?

ACI Worldwide's notable partners include The Clearing House, Federal Reserve, SWIFT, and others.

What subsidiaries does ACI Worldwide have?

ACI Worldwide's subsidiaries include Applied Communications, Inc..

Where is ACI Worldwide headquartered?

ACI Worldwide is headquartered in United States of America and employs approximately 3,212 people. It has been publicly traded since 1995.

ACI Worldwide

ACIW

ACI Worldwide provides software solutions that deliver intelligent payments orchestration to banks, merchants, and billers.

Market cap

$6.1B+33.0%

Revenue$1.8B+7.1%

Net income$206.1M-23.6%

Free cash flow$295.1M-1.4%

EPS (diluted)$1.99-21.7%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 7, 2026

Revenue$425.7MBeat by $15.7M EPS$0.48Beat by $0.19

Read the full report

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$430.6M

EPS estimate$0.30

Financials

Q1 2026

Income statement

See full

Revenue$425.7M+7.9%

Gross profit$197.3M+8.9%

Operating income$57.5M-1.8%

Net income$38.3M-34.9%

EPS (diluted)$0.37-32.7%

Balance sheet

See full

Cash & equivalents$242.1M-34.0%

Total debt$836.6M-4.4%

Total equity$1.5B+1.2%

Total assets$3.1B-3.1%

Cash flow

See full

Operating cash flow$64.2M-17.9%

CapEx$3.0M+38.4%

Free cash flow$61.2M-19.5%

Valuation & ratios

Valuation

See full

Market cap$6.1B+33.0%

Enterprise value$6.69B+28.5%

P/E29.6×+11.3×

P/S3.4×+0.7×

Profitability

See full

Gross margin49%-2.3pp

Operating margin18.4%-3.0pp

Net margin11.5%-4.6pp

FCF margin16.5%-1.4pp

Returns & leverage

See full

Return on equity13.8%-5.9pp

Debt / equity0.6×0.0×

Current ratio1.5×0.0×

Segments

By product

See full

Bill payments$212.3M+9.5%

Issuing and acquiring$124.6M-2.5%

License$88.0M+4.2%

Maintenance$50.9M+4.7%

Merchant payments$47.0M+24.9%

By segment

See full

Payment Software$213.5M+6.3%

Biller$212.3M+9.5%

By geography

See full

Other$152.0M-3.7%

Competitors

By market cap

Mastercard$497.24B-2.8%

Fidelity National Information Services$23.2B-45.8%

Henry (Jack) & Associates$11.2B-12.4%

ACI Worldwide$6.1B+33.2%

Paymentus Holdings$4.3B+21.7%

NCR Atleos$3.5B+74.6%

Repay Holdings Corporation$344.5M-23.9%

Usio, Inc.$53.8M+15.3%

By revenue growth

Paymentus Holdings+33.0%

Mastercard+16.8%

Fidelity National Information Services+12.3%

Henry (Jack) & Associates+8.4%

ACI Worldwide+7.1%

Usio, Inc.+5.8%

NCR Atleos+4.3%

By net margin

Mastercard45.88%+0.7pp

Fidelity National Information Services23.35%+15.3pp

Henry (Jack) & Associates20.64%+2.1pp

ACI Worldwide11.51%-4.6pp

Paymentus Holdings5.78%+0.5pp

NCR Atleos3.85%+1.4pp

Usio, Inc.-2.43%-6.4pp

Profile

ACI Worldwide provides software solutions that deliver intelligent payments orchestration to banks, merchants, and billers. The company's platform supports the entire payments value chain, including authentication, authorization, switching, settlement, and fraud-checking across diverse channels and networks. Its core value proposition lies in modernizing payment infrastructures to handle high-volume, real-time transactions with continuous availability.

Competitive position

ACI is a leading provider of real-time payment solutions, powering payments for seven of the top ten retailers globally and maintaining a significant presence in the central bank infrastructure market.

GeographiesGlobal, North America, Europe, Asia-Pacific

Customer segmentsFinancial Institutions, Enterprise, Government, Retailers

Business modelSubscription SaaS, On-premises software licensing, Transaction-based fees, Professional services

SuppliersCloud infrastructure providers, Hardware manufacturers (ATM/POS), Data center operators

CustomersCommercial banks, E-commerce merchants, Utility companies, Public sector entities, Payment networks

CountryUnited States of America

Listed1995

Employees3.2K

CEOThomas Woodrow Warsop

SectorTechnology

IndustrySoftware - Infrastructure

Websiteaciworldwide.com

FilingsSEC EDGAR

Ask your AI about ACI Worldwide.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is ACI Worldwide's market cap?: ACI Worldwide (ACIW) has a market capitalization of $6.1B and trades on NASDAQ.
What is ACI Worldwide's revenue and profitability?: ACI Worldwide generated $1.8B in trailing twelve-month revenue with net income of $206.1M, representing a net margin of 11.5%. Gross margin stands at 49.0%, with free cash flow of $295.1M. These figures are based on the Q1 2026 filing.
Who are ACI Worldwide's competitors?: ACI Worldwide's key competitors include FIS, Jack Henry & Associates, Usio, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does ACI Worldwide partner with?: ACI Worldwide's notable partners include The Clearing House, Federal Reserve, SWIFT, and others.
What subsidiaries does ACI Worldwide have?: ACI Worldwide's subsidiaries include Applied Communications, Inc..
Where is ACI Worldwide headquartered?: ACI Worldwide is headquartered in United States of America and employs approximately 3,212 people. It has been publicly traded since 1995.