What is BILL Holdings's market cap?

BILL Holdings (BILL) has a market capitalization of $3.9B and trades on NYSE.

What is BILL Holdings's revenue and profitability?

BILL Holdings generated $1.6B in trailing twelve-month revenue with a net loss of $4.4M, representing a net margin of -4.2%. Gross margin stands at 80.7%, with free cash flow of $382.9M. These figures are based on the Q1 2026 filing.

Who are BILL Holdings's competitors?

BILL Holdings's key competitors include Expensify, XBP Global Holdings, Inc. Common Stock, Corpay, Inc., and others. These companies compete in similar markets and product categories.

Who does BILL Holdings partner with?

BILL Holdings's notable partners include Intuit, Oracle, Sage, and others.

What subsidiaries does BILL Holdings have?

BILL Holdings's subsidiaries include Divvy.

Where is BILL Holdings headquartered?

BILL Holdings is headquartered in United States of America and employs approximately 2,521 people. It has been publicly traded since 2019.

BILL Holdings

BILL

BILL Holdings is a leading financial operations platform that automates back-office processes for small and midsize businesses.

Market cap

$3.91B-21.2%

Revenue$1.6B+12.5%

Net income-$4.4M-113%

Free cash flow$382.9M+11.4%

EPS (diluted)-$0.05+86.1%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q3 2026 report

May 7, 2026

Revenue$406.6MBeat by $2.8M EPS$0.68Beat by $0.13

Read the full report

Next report

Aug 26, 2026 (in 2 months)

Revenue estimate$430.5M

EPS estimate$0.69

Financials

Q3 2026

Income statement

See full

Revenue$406.6M+13.5%

Gross profit$331.9M+14.0%

Operating income-$399.0K+98.6%

Net income$12.8M+210%

EPS (diluted)$0.12+209%

Balance sheet

See full

Cash & equivalents$3.4B+6.0%

Total debt$1.9B+6.3%

Total equity$3.8B-1.7%

Total assets$10.1B+4.6%

Cash flow

See full

Operating cash flow$102.7M+3.2%

CapEx$168.0K-85.4%

Free cash flow$102.5M+4.2%

Valuation & ratios

Valuation

See full

Market cap$3.91B-21.2%

Enterprise value$2.44B-57.6%

P/S2.5×-1.0×

Profitability

See full

Gross margin80.7%-0.8pp

Operating margin-3.8%-0.9pp

FCF margin23.9%-0.2pp

Returns & leverage

See full

Debt / equity0.5×0.0×

Current ratio1.7×0.0×

Segments

By product

See full

BILL AP/AR$183.2M+11.9%

BILL Spend and Expense$167.2M+21.3%

Interest on funds held for customers$35.4M-6.6%

Embedded Solutions and Other$20.7M—

Competitors

By market cap

Corpay$22.6B-5.4%

ACI Worldwide$5.7B+17.2%

BILL Holdings$3.9B-21.2%

Paymentus Holdings$3.5B—

BlackLine$1.7B-53.5%

Repay Holdings Corporation$323.8M-27.7%

Expensify, Inc.$181.3M-22.1%

XBP Europe Holdings, Inc.$26.6M-74.9%

By revenue growth

Paymentus Holdings+33.0%

BILL Holdings+12.5%

By net margin

Corpay24.6%-0.5pp

ACI Worldwide11.51%-4.6pp

Paymentus Holdings5.78%+0.5pp

BlackLine3.71%-19.9pp

BILL Holdings-4.21%-2.6pp

Expensify, Inc.-14.68%-8.0pp

Profile

BILL Holdings is a leading financial operations platform that automates back-office processes for small and midsize businesses. The company provides an AI-enabled suite of tools to manage accounts payable, accounts receivable, and spend and expense management through a proprietary network of millions of members. Its core value proposition lies in digitizing manual financial workflows and providing seamless integration between businesses, their suppliers, and their clients.

Competitive position

A leading integrated platform for SMB financial operations that differentiates through a large proprietary network and deep two-way synchronization with major accounting software.

GeographiesUnited States, Canada

Customer segmentsSmall and Midsize Businesses (SMBs), Accounting Firms, Financial Institutions

Business modelSubscription SaaS, Transaction-based, Payment Processing

SuppliersCloud infrastructure providers, Card networks (Visa, Mastercard), Banking partners for fund holding and card issuance, Third-party payment processors

CustomersSmall and midsize businesses, Accounting firms providing advisory services, Financial institutions using white-label solutions

CountryUnited States of America

Listed2019

Employees2.5K

CEORene A. Lacerte

SectorTechnology

IndustrySoftware - Application

Websitebill.com

FilingsSEC EDGAR

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Questions, answered.

What is BILL Holdings's market cap?: BILL Holdings (BILL) has a market capitalization of $3.9B and trades on NYSE.
What is BILL Holdings's revenue and profitability?: BILL Holdings generated $1.6B in trailing twelve-month revenue with a net loss of $4.4M, representing a net margin of -4.2%. Gross margin stands at 80.7%, with free cash flow of $382.9M. These figures are based on the Q1 2026 filing.
Who are BILL Holdings's competitors?: BILL Holdings's key competitors include Expensify, XBP Global Holdings, Inc. Common Stock, Corpay, Inc., and others. These companies compete in similar markets and product categories.
Who does BILL Holdings partner with?: BILL Holdings's notable partners include Intuit, Oracle, Sage, and others.
What subsidiaries does BILL Holdings have?: BILL Holdings's subsidiaries include Divvy.
Where is BILL Holdings headquartered?: BILL Holdings is headquartered in United States of America and employs approximately 2,521 people. It has been publicly traded since 2019.