What is Paymentus Holdings's market cap?

Paymentus Holdings (PAY) has a market capitalization of $4.0B and trades on NYSE.

What is Paymentus Holdings's revenue and profitability?

Paymentus Holdings generated $1.3B in trailing twelve-month revenue with net income of $74.0M, representing a net margin of 5.8%. Gross margin stands at 24.7%, with free cash flow of $141.8M. These figures are based on the Q1 2026 filing.

Who are Paymentus Holdings's competitors?

Paymentus Holdings's key competitors include ACI Worldwide, FIS, Bill.com, and others. These companies compete in similar markets and product categories.

Who does Paymentus Holdings partner with?

Paymentus Holdings's notable partners include Oracle, JPMorgan Chase, U.S. Bank, and others.

Where is Paymentus Holdings headquartered?

Paymentus Holdings is headquartered in United States of America and employs approximately 1,273 people. It has been publicly traded since 2021.

Paymentus Holdings

PAY

Paymentus Holdings, Inc. provides a leading cloud-based bill payment technology platform that simplifies how consumers and businesses pay bills and move money.

Market cap

$3.96B+13.8%

Revenue$1.3B+33.0%

Net income$74.0M+45.8%

Free cash flow$141.8M+38.0%

EPS (diluted)$0.57+42.5%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 4, 2026

Revenue$358.4MBeat by $23.0M EPS$0.21Beat by $0.04

Read the full report

Next report

Aug 3, 2026 (In 5 days)

Revenue estimate$345.4M

EPS estimate$0.20

Financials

Q1 2026

Income statement

See full

Revenue$358.4M+30.2%

Gross profit$86.2M+30.6%

Operating income$26.6M+69.2%

Net income$20.9M+51.2%

EPS (diluted)$0.16+45.5%

Balance sheet

See full

Cash & equivalents$338.8M+37.8%

Total debt$6.6M-16.2%

Total equity$583.5M+16.6%

Total assets$698.6M+18.2%

Cash flow

See full

Operating cash flow$30.5M-39.6%

CapEx$80.0K+33.3%

Free cash flow$30.4M-39.7%

Valuation & ratios

Valuation

See full

Market cap$3.96B+13.8%

Enterprise value$3.63B+9.7%

P/E53.5×-10.1×

P/S3.1×-0.3×

Profitability

See full

Gross margin24.7%-1.4pp

Operating margin6.8%+1.3pp

Net margin5.8%+0.5pp

FCF margin11.1%+0.4pp

Returns & leverage

See full

Return on equity13.7%+2.9pp

Debt / equity0×0.0×

Current ratio4.4×-0.1×

Segments

By product

See full

Payment Transaction Processing Revenue$355.7M+30.1%

Other$2.8M+42.0%

Competitors

By market cap

Global Payments$23.0B+11.3%

Fidelity National Information Services$22.3B-48.1%

ACI Worldwide$5.9B+26.0%

BILL Holdings$4.5B-5.8%

Shift4 Payments$4.0B-45.0%

Paymentus Holdings$4.0B+11.0%

Repay Holdings Corporation$334.5M-29.8%

Usio, Inc.$53.3M+12.9%

By revenue growth

Paymentus Holdings+33.0%

Shift4 Payments+28.3%

Global Payments+14.8%

BILL Holdings+12.5%

Fidelity National Information Services+12.3%

ACI Worldwide+7.1%

Usio, Inc.+5.8%

By net margin

Fidelity National Information Services23.35%+15.3pp

ACI Worldwide11.51%-4.6pp

Paymentus Holdings5.78%+0.5pp

Shift4 Payments2.63%-3.9pp

Usio, Inc.-2.43%-6.4pp

BILL Holdings-4.21%-2.6pp

Global Payments-7.96%-28.2pp

Profile

Paymentus Holdings, Inc. provides a leading cloud-based bill payment technology platform that simplifies how consumers and businesses pay bills and move money. The company offers a mission-critical SaaS infrastructure that enables billers and financial institutions to deliver omni-channel payment experiences, including web, mobile, IVR, and in-person channels. Its core value proposition centers on accelerating revenue collection for billers while providing consumers with transparency and flexible payment options through a unified technology stack.

Competitive position

Paymentus differentiates itself through its Instant Payment Network and a single-vendor, cloud-native architecture that replaces fragmented legacy systems.

GeographiesUnited States, Canada, India

Customer segmentsEnterprise, Financial Institutions, Government Agencies, Small and Medium Businesses

Business modelSaaS, B2B2C, Transaction-based, Cloud Computing

SuppliersCloud infrastructure providers, Payment card networks, Core accounting and billing software vendors, Telecommunications providers

CustomersUtility companies, Municipal governments, Insurance carriers, Retail consumers, Commercial bank clients

CountryUnited States of America

Listed2021

Employees1.3K

CEODushyant Sharma

SectorTechnology

IndustryInformation Technology Services

Websitepaymentus.com

FilingsSEC EDGAR

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Questions, answered.

What is Paymentus Holdings's market cap?: Paymentus Holdings (PAY) has a market capitalization of $4.0B and trades on NYSE.
What is Paymentus Holdings's revenue and profitability?: Paymentus Holdings generated $1.3B in trailing twelve-month revenue with net income of $74.0M, representing a net margin of 5.8%. Gross margin stands at 24.7%, with free cash flow of $141.8M. These figures are based on the Q1 2026 filing.
Who are Paymentus Holdings's competitors?: Paymentus Holdings's key competitors include ACI Worldwide, FIS, Bill.com, and others. These companies compete in similar markets and product categories.
Who does Paymentus Holdings partner with?: Paymentus Holdings's notable partners include Oracle, JPMorgan Chase, U.S. Bank, and others.
Where is Paymentus Holdings headquartered?: Paymentus Holdings is headquartered in United States of America and employs approximately 1,273 people. It has been publicly traded since 2021.