What are Paymentus Holdings's profit margins?

Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.

Where do Paymentus Holdings's ratios come from?

Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

Paymentus Holdings PAY Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Gross margin	24.7%-1.4pp	24.8%-2.6pp	24.8%-3.7pp	25.3%-4.4pp	26.1%-3.8pp
Operating margin	6.8%+1.3pp	6.3%+1.2pp	5.8%+0.7pp	5.5%+0.8pp	5.4%+1.2pp
Net margin	5.8%+0.5pp	5.6%+0.5pp	5.3%+0.1pp	5.4%+0.7pp	5.3%+0.8pp
Returns
Return on equity	13.7%+2.9pp	12.8%+3.1pp	11.8%+2.7pp	11.6%+4.1pp	10.8%+3.9pp
Return on invested capital	25.8%+9.4pp	22.2%+8.8pp	19%+7.2pp	18.3%+8.7pp	16.3%+8.0pp
Efficiency
Asset turnover	2×+0.2×	1.9×+0.3×	1.9×+0.4×	1.8×+0.4×	1.7×+0.4×
Liquidity
Current ratio	4.4×-0.1×	4.5×+0.2×	4.4×0.0×	4.6×0.0×	4.5×0.0×
Leverage
Debt-to-equity	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Net debt / EBITDA	-2.6×0.0×	-2.7×-0.3×	-2.6×-0.2×	-2.6×+0.1×	-2.6×+0.3×
Per Share
Book value per share	$4.51+16.1%	$4.34+14.2%	$4.16+13.2%	$4.00+12.8%	$3.89+12.2%
Valuation
Market capitalization	$3.19B-2.1%	$3.96B-2.7%	$3.83B+54.1%	$4.04B+71.6%	$3.26B+15.7%
Price / earnings	43.1×-21.1×	59.2×-33.0×	64.5×+3.0×	72×-0.7×	64.3×-33.5×
Price / sales	2.5×-0.9×	3.3×-1.4×	3.4×+0.2×	3.9×+0.5×	3.4×-0.9×
Price / book	5.5×-1.0×	7.1×-1.3×	7.1×+1.8×	7.8×+2.6×	6.5×+0.1×
EV / EBITDA	22.6×-10.7×	31.3×-16.3×	33.3×+2.4×	38.6×+5.9×	33.3×-11.4×

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Questions, answered.

What are Paymentus Holdings's profit margins?: Paymentus Holdings (PAY) runs a 24.7% gross margin and a 6.8% operating margin, with a 5.8% net margin.
Where do Paymentus Holdings's ratios come from?: Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.