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Paymentus Holdings PAY Ratios & Valuation

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Profitability
Gross margin24.9%-0.3pp24.7%-1.4pp24.8%-2.6pp24.8%-3.7pp25.3%-4.4pp
Operating margin7.6%+2.0pp6.8%+1.3pp6.3%+1.2pp5.8%+0.7pp5.5%+0.8pp
Net margin6.2%+0.9pp5.8%+0.5pp5.6%+0.5pp5.3%+0.1pp5.4%+0.7pp
Returns
Return on equity15%+3.4pp13.7%+2.9pp12.8%+3.1pp11.8%+2.7pp11.6%+4.1pp
Return on invested capital30.6%+12.3pp25.8%+9.4pp22.2%+8.8pp19%+7.2pp18.3%+8.7pp
Efficiency
Asset turnover+0.2×+0.2×1.9×+0.3×1.9×+0.4×1.8×+0.4×
Liquidity
Current ratio4.9×+0.3×4.4×-0.1×4.5×+0.2×4.4×0.0×4.6×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×0.0×
Net debt / EBITDA-2.6×0.0×-2.6×0.0×-2.7×-0.3×-2.6×-0.2×-2.6×+0.1×
Per Share
Book value per share$4.76+18.7%$4.51+16.1%$4.34+14.2%$4.16+13.2%$4.00+12.8%
Valuation
Market capitalization$5.05B+18.1%$3.19B-2.1%$3.96B-2.7%$3.83B+54.1%$4.04B+71.6%
Price / earnings59.5×-16.7×43.1×-21.1×59.2×-33.0×64.5×+3.0×72×-0.7×
Price / sales3.7×-0.4×2.5×-0.9×3.3×-1.4×3.4×+0.2×3.9×+0.5×
Price / book8.2×0.0×5.5×-1.0×7.1×-1.3×7.1×+1.8×7.8×+2.6×
EV / EBITDA32.9×-8.1×22.6×-10.7×31.3×-16.3×33.3×+2.4×38.6×+5.9×

FAQ

What are Paymentus Holdings's profit margins?
Paymentus Holdings (PAY) runs a 24.9% gross margin and a 7.6% operating margin, with a 6.2% net margin.
Where do Paymentus Holdings's ratios come from?
Every ratio is computed from Paymentus Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.