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Paymentus Holdings PAY Operating margin

Operating margin at other companies

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18.6%-1.3pp
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15.7%-1.2pp
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i3 Verticals, Inc.IIIV
2.7%0.0pp
BILL Holdings logo
BILL HoldingsBILL
-3.8%-0.9pp
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Usio, Inc.USIO
-2.1%+0.7pp
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Shift4 PaymentsFOUR
8.1%+0.5pp

Other financials

Income statement

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Revenue$360.7M+28.8%
Gross profit$94.3M+31.9%
Operating income$32.6M+105%
Net income$25.6M+73.8%
EPS (diluted)$0.20+81.8%

Balance sheet

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Cash & equivalents$377.7M+41.8%
Total debt$8.8M+9.8%
Total equity$613.4M+18.7%
Total assets$725.4M+19.0%

Cash flow

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Operating cash flow$48.9M+55.2%
CapEx$113.0K-2.6%
Free cash flow$48.7M+55.4%

Valuation

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Market cap$5.05B+18.1%
Enterprise value$4.68B+16.5%
P/E59.5×-16.7×
P/S3.7×-0.4×

Profitability

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Gross margin24.9%-0.3pp
Net margin6.2%+0.9pp
FCF margin11.7%+0.6pp

Returns & leverage

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Return on equity15%+3.4pp
Debt / equity0.0×
Current ratio4.9×+0.3×

Where this comes from

Calculated from Paymentus Holdings’s reported figures.

Based on trailing twelve months.

The source filing: Paymentus Holdings’s 10-Q, filed August 4, 2026. Open the filing →

Filed
Aug 3, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-330940

FAQ

What is Paymentus Holdings's operating margin?
Paymentus Holdings (PAY) reported operating margin of 7.6% in Q2 2026.
How has Paymentus Holdings's operating margin changed year-over-year?
Paymentus Holdings's operating margin increased by 36.8% year-over-year, from 5.5% to 7.6%.
What is the long-term trend for Paymentus Holdings's operating margin?
Over 4 years (2020 to 2025), Paymentus Holdings's operating margin has grown at a 0.8% compound annual growth rate (CAGR), from 6.1% to 6.3%.
What does operating margin mean?
Operating income as a percentage of revenue (trailing twelve months). Captures profitability from core operations after both cost of revenue and operating expenses, but before interest and taxes.

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