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Other financials

Income statement

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Revenue$360.7M+28.8%
Gross profit$94.3M+31.9%
Operating income$32.6M+105%
Net income$25.6M+73.8%
EPS (diluted)$0.20+81.8%

Balance sheet

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Cash & equivalents$377.7M+41.8%
Total debt$8.8M+9.8%
Total equity$613.4M+18.7%
Total assets$725.4M+19.0%

Cash flow

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Operating cash flow$48.9M+55.2%
Free cash flow$48.7M+55.4%

Valuation

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Market cap$5.05B+18.1%
Enterprise value$4.68B+16.5%
P/E59.5×-16.7×
P/S3.7×-0.4×

Profitability

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Gross margin24.9%-0.3pp
Operating margin7.6%+2.0pp
Net margin6.2%+0.9pp
FCF margin11.7%+0.6pp

Returns & leverage

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Return on equity15%+3.4pp
Debt / equity0.0×
Current ratio4.9×+0.3×

Where this comes from

Reported directly by Paymentus Holdings in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Paymentus Holdings’s 10-Q, filed August 4, 2026.

Filed
Aug 3, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-330940
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Income taxes receivable, net of payable(971)(587)
Net cash provided by operating activities79,31281,920
Cash flows from investing activities
Purchases of property and equipment(193)(176)
Purchases of interest-bearing deposits(754)(913)
Proceeds from matured interest-bearing deposits1,6041,547
Capitalized internal-use software development costs(19,176)(18,166)
Net cash used in investing activities(18,519)(17,708)

Item 1. Financial Statements

FAQ

What is Paymentus Holdings's capex?
Paymentus Holdings (PAY) reported capex of $113K in Q2 2026.
How has Paymentus Holdings's capex changed year-over-year?
Paymentus Holdings's capex decreased by 2.6% year-over-year, from $116K to $113K.
What is the long-term trend for Paymentus Holdings's capex?
Over 4 years (2021 to 2025), Paymentus Holdings's capex has grown at a -22.1% compound annual growth rate (CAGR), from $979K to $361K.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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