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Other financials

Income statement

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Revenue$360.7M+28.8%
Operating income$32.6M+105%
Net income$25.6M+73.8%
EPS (diluted)$0.20+81.8%

Balance sheet

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Cash & equivalents$377.7M+41.8%
Total debt$8.8M+9.8%
Total equity$613.4M+18.7%
Total assets$725.4M+19.0%

Cash flow

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Operating cash flow$48.9M+55.2%
CapEx$113.0K-2.6%
Free cash flow$48.7M+55.4%

Valuation

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Market cap$5.05B+18.1%
Enterprise value$4.68B+16.5%
P/E59.5×-16.7×
P/S3.7×-0.4×

Profitability

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Gross margin24.9%-0.3pp
Operating margin7.6%+2.0pp
Net margin6.2%+0.9pp
FCF margin11.7%+0.6pp

Returns & leverage

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Return on equity15%+3.4pp
Debt / equity0.0×
Current ratio4.9×+0.3×

Where this comes from

Calculated from Paymentus Holdings’s reported figures.

The source filing: Paymentus Holdings’s 10-Q, filed August 4, 2026.

Filed
Aug 3, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-330940
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Revenue$360,736$280,077$719,177$555,312
Cost of revenue266,425208,600538,634417,811
Gross profit94,31171,477180,543137,501
Operating expenses
Research and development15,31715,23131,65030,332
Sales and marketing33,04729,61063,25755,661
General and administrative13,32610,71426,46319,897
Total operating expenses61,69055,555121,370105,890

Item 1. Financial Statements

FAQ

What is Paymentus Holdings's gross profit?
Paymentus Holdings (PAY) reported gross profit of $94.31M in Q2 2026.
How has Paymentus Holdings's gross profit changed year-over-year?
Paymentus Holdings's gross profit increased by 31.9% year-over-year, from $71.48M to $94.31M.
What is the long-term trend for Paymentus Holdings's gross profit?
Over 4 years (2021 to 2025), Paymentus Holdings's gross profit has grown at a 25.0% compound annual growth rate (CAGR), from $121.38M to $296.34M.
What does gross profit mean?
Revenue minus cost of revenue — the profit available to cover operating expenses, representing the company's pricing power and production efficiency.

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