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NCR Atleos

NATL

NCR Atleos is a leading financial technology company specializing in self-directed banking solutions through a global network of ATMs and interactive teller machines (ITMs).

Market cap
$3.47B+75.1%
Revenue$4.4B+4.3%
Net income$170.0M+65.1%
Free cash flow$314.0M+2.0%
EPS (diluted)$2.24+61.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$1.1B
EPS estimate$0.98

Financials

Q1 2026

Income statement

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Revenue$1.0B+6.5%
Operating income$84.0M-9.7%
Net income$22.0M+57.1%
EPS (diluted)$0.29+52.6%

Balance sheet

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Cash & equivalents$596.0M-12.6%
Total debt$2.9B-2.9%
Total equity$396.0M+44.0%
Total assets$5.6B-1.7%

Cash flow

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Operating cash flow-$9.0M-107%
CapEx$27.0M-6.9%
Free cash flow-$36.0M-138%

Valuation & ratios

Valuation

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Market cap$3.47B+75.1%
Enterprise value$5.8B+32.1%
P/E20.4×+2.8×
P/S0.8×+0.3×

Profitability

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Operating margin10.6%-0.3pp
Net margin3.8%+1.4pp

Returns & leverage

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Return on equity50.7%+13.8pp
Debt / equity7.4×-3.6×
Current ratio0.0×

Segments

By segment

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Self-Service Banking$697.0M+11.9%
Network$301.0M+0.7%
T&T$40.0M-7.0%

By geography

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Europe, Middle East and Africa$314.0M+1.0%
Americas (excluding U.S.)$115.0M+4.5%

Competitors

Profile

NCR Atleos is a leading financial technology company specializing in self-directed banking solutions through a global network of ATMs and interactive teller machines (ITMs). The company provides a comprehensive turnkey platform that enables financial institutions and retailers to outsource their physical banking infrastructure, facilitating a seamless transition between digital and physical transaction channels.

Competitive position

An industry leader in self-directed banking with the largest retail surcharge-free independent ATM network in the U.S.

GeographiesUnited States, Europe, Middle East, Africa, Asia Pacific, Americas
Customer segmentsFinancial Institutions, Retailers, Fintechs, Enterprise
Business modelSubscription SaaS, Managed Services, Transaction-based, Hardware-as-a-Service
SuppliersComponent Manufacturers, Raw Material Suppliers, Third-party Software Licensors, Communications Service Providers
CustomersRetail Banking Customers, National and Regional Merchants, Independent ATM Operators, Digital Bank Users
Listed2023
Employees20.0K
CEOTimothy C. Oliver
FilingsSEC EDGAR

Questions, answered.

What is NCR Atleos's market cap?
NCR Atleos (NATL) has a market capitalization of $3.5B and trades on NYSE.
What is NCR Atleos's revenue and profitability?
NCR Atleos generated $4.4B in trailing twelve-month revenue with net income of $170.0M, representing a net margin of 3.8%, with free cash flow of $314.0M. These figures are based on the Q1 2026 filing.
Who are NCR Atleos's competitors?
NCR Atleos's key competitors include Diebold Nixdorf, Euronet, Brink's Company, and others. These companies compete in similar markets and product categories.
Who does NCR Atleos partner with?
NCR Atleos's notable partners include NCR Voyix Corporation, Circle K, Costco, and others.
What subsidiaries does NCR Atleos have?
NCR Atleos's subsidiaries include Cardtronics, LibertyX, Columbus Data Services.
Where is NCR Atleos headquartered?
NCR Atleos is headquartered in United States of America and employs approximately 20,000 people. It has been publicly traded since 2023.