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EVERTEC

EVTC

EVERTEC is a leading full-service transaction-processing and financial technology provider serving Latin America, Puerto Rico, and the Caribbean.

Market cap
$1.88B-9.9%
Revenue$950.9M+9.4%
Net income$132.6M+2.6%
Free cash flow$197.3M-14.4%
EPS (diluted)$2.07+4.0%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 4, 2026 (In 6 days)
Revenue estimate$262.2M
EPS estimate$0.95

Financials

Q1 2026

Income statement

See full
Revenue$247.9M+8.4%
Operating income$44.6M-10.0%
Net income$23.8M-27.4%
EPS (diluted)$0.38-24.0%

Balance sheet

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Cash & equivalents$328.5M+6.8%
Total debt$1.2B+17.7%
Total equity$668.3M+23.3%
Total assets$2.3B+19.7%

Cash flow

See full
Operating cash flow$31.2M-17.1%
CapEx$6.3M-1.0%
Free cash flow$24.9M-20.4%

Valuation & ratios

Valuation

See full
Market cap$1.88B-9.9%
Enterprise value$2.72B-1.5%
P/E14.2×-1.1×
P/S-0.4×

Profitability

See full
Operating margin19.1%-1.9pp
Net margin13.9%-0.9pp
FCF margin20.7%-5.8pp

Returns & leverage

See full
Return on equity21.9%-2.7pp
Debt / equity1.7×-0.1×
Current ratio0.0×

Segments

By segment

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Latin America Payments and Solutions$110.3M+31.7%
Business Solutions$59.5M-9.2%
Payment Services - Puerto Rico & Caribbean$58.4M+6.0%
Merchant Acquiring, net$48.4M+1.6%

By product

See full
Transaction Processing and Monitoring Fees-$4.9M-40.0%
Software Sale and Developments-$8.3M-50.9%
Processing Fee-$15.7M-9.0%

Competitors

Profile

EVERTEC is a leading full-service transaction-processing and financial technology provider serving Latin America, Puerto Rico, and the Caribbean. The company operates a diversified business model across the payment value chain, offering merchant acquiring, payment services, and mission-critical business solutions to financial institutions, merchants, and government agencies. Its core value proposition centers on its proprietary ATH debit network and a scalable, end-to-end technology platform that enables secure transaction issuance, processing, and acceptance.

Competitive position

A dominant market leader in the Caribbean and Puerto Rico with a significant and growing footprint in the Latin American fintech and core banking software sectors.

GeographiesPuerto Rico, Latin America, Caribbean, Brazil, Mexico, Colombia, Chile
Customer segmentsFinancial Institutions, Merchants, Government Agencies, Fintechs
Business modelTransaction-based, B2B, SaaS, Managed Services
SuppliersHardware manufacturers for POS terminals, Third-party software licensors, Telecommunications providers, Cloud infrastructure providers
CustomersCommercial banks, Retail merchants, Government benefit agencies, Credit unions, Fintech startups
Listed2013
Employees5.0K
CEOMorgan Schuessler Jr.
FilingsSEC EDGAR

Questions, answered.

What is EVERTEC's market cap?
EVERTEC (EVTC) has a market capitalization of $1.9B and trades on NYSE.
What is EVERTEC's revenue and profitability?
EVERTEC generated $950.9M in trailing twelve-month revenue with net income of $132.6M, representing a net margin of 13.9%, with free cash flow of $197.3M. These figures are based on the Q1 2026 filing.
Who are EVERTEC's competitors?
EVERTEC's key competitors include Fidelity National Information Services, Inc., Global Payments, Inc., PayPal Holdings, Inc., and others. These companies compete in similar markets and product categories.
Who does EVERTEC partner with?
EVERTEC's notable partners include Popular, Inc., Visa, MasterCard, and others.
What subsidiaries does EVERTEC have?
EVERTEC's subsidiaries include Sinqia S.A., Tecnobank Tecnologia Bancária S.A., Placetopay, and others.
Where is EVERTEC headquartered?
EVERTEC is headquartered in United States of America and employs approximately 5,000 people. It has been publicly traded since 2013.