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EVERTEC

EVTC

EVERTEC is a leading full-service transaction-processing and financial technology provider serving Latin America, Puerto Rico, and the Caribbean.

Market cap
$1.69B-21.6%
Revenue$996.2M+12.4%
Net income$97.6M-29.2%
Free cash flow$208.4M+6.7%
EPS (diluted)$1.54-27.4%
Trailing twelve months · change vs. prior year

Earnings

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$274.0M
EPS estimate$0.97

Financials

Q2 2026

Income statement

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Revenue$274.8M+19.7%
Operating income$53.3M-5.1%
Net income$5.4M-86.6%
EPS (diluted)$0.09-85.5%

Balance sheet

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Cash & equivalents$304.2M-8.6%
Total debt$1.3B+31.4%
Total equity$641.4M+4.8%
Total assets$2.5B+26.4%

Cash flow

See full
Operating cash flow$59.5M+22.7%
CapEx$4.9M-1.7%
Free cash flow$54.6M+25.5%

Valuation & ratios

Valuation

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Market cap$1.69B-21.6%
Enterprise value$2.68B-4.0%
P/E17.3×+1.8×
P/S1.7×-0.7×

Profitability

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Operating margin17.9%-4.1pp
Net margin9.8%-5.8pp
FCF margin20.9%-1.1pp

Returns & leverage

See full
Return on equity15.6%-9.6pp
Debt / equity+0.4×
Current ratio1.7×-0.5×

Segments

By segment

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Latin America Payments and Solutions$130.9M+52.1%
Payment Services - Puerto Rico & Caribbean$60.9M+7.9%
Business Solutions$58.8M-8.8%
Merchant Acquiring, net$52.3M+10.6%

By product

See full
Transaction Processing and Monitoring Fees-$4.0M-14.3%
Software Sale and Developments-$7.9M-23.4%
Processing Fee-$16.1M-8.8%

Competitors

Profile

EVERTEC is a leading full-service transaction-processing and financial technology provider serving Latin America, Puerto Rico, and the Caribbean. The company operates a diversified business model across the payment value chain, offering merchant acquiring, payment services, and mission-critical business solutions to financial institutions, merchants, and government agencies. Its core value proposition centers on its proprietary ATH debit network and a scalable, end-to-end technology platform that enables secure transaction issuance, processing, and acceptance.

Competitive position

A dominant market leader in the Caribbean and Puerto Rico with a significant and growing footprint in the Latin American fintech and core banking software sectors.

GeographiesPuerto Rico, Latin America, Caribbean, Brazil, Mexico, Colombia, Chile
Customer segmentsFinancial Institutions, Merchants, Government Agencies, Fintechs
Business modelTransaction-based, B2B, SaaS, Managed Services
SuppliersHardware manufacturers for POS terminals, Third-party software licensors, Telecommunications providers, Cloud infrastructure providers
CustomersCommercial banks, Retail merchants, Government benefit agencies, Credit unions, Fintech startups
Listed2013
Employees5.0K
CEOMorgan Schuessler Jr.
FilingsSEC EDGAR

FAQ

What is EVERTEC's market cap?
EVERTEC (EVTC) has a market capitalization of $1.7B and trades on NYSE.
What is EVERTEC's revenue and profitability?
EVERTEC generated $996.2M in trailing twelve-month revenue with net income of $97.6M, representing a net margin of 9.8%, with free cash flow of $208.4M. The latest reported period is Q2 2026.
Who are EVERTEC's competitors?
EVERTEC's key competitors include Fidelity National Information Services, Inc., Global Payments, Inc., PayPal Holdings, Inc., and others. These companies compete in similar markets and product categories.
Who does EVERTEC partner with?
EVERTEC's notable partners include Popular, Inc., Visa, MasterCard, and others.
What subsidiaries does EVERTEC have?
EVERTEC's subsidiaries include Sinqia S.A., Tecnobank Tecnologia Bancária S.A., Placetopay, and others.
Where is EVERTEC headquartered?
EVERTEC is headquartered in United States of America and employs approximately 5,000 people. It has been publicly traded since 2013.