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PayPal Holdings, Inc.

PYPL

PayPal Holdings, Inc. is a leading global technology platform that enables digital payments and simplifies commerce experiences for consumers and merchants.

Market cap
$52.88B-20.5%
Revenue$34.1B+5.7%
Net income$5.6B+6.0%
Free cash flow$6.6B+24.5%
EPS (diluted)$5.29+13.3%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 27, 2026 (in 2 months)
Revenue estimate$8.7B
EPS estimate$1.32

Financials

Q2 2026

Income statement

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Revenue$8.7B+4.8%
Operating income$1.4B-5.1%
Net income$1.3B+3.9%
EPS (diluted)$1.25-3.1%

Balance sheet

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Cash & equivalents$22.0B+15.8%
Total debt$11.7B-2.4%
Total equity$19.8B-1.9%
Total assets$82.7B+3.7%

Cash flow

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Operating cash flow$2.0B+121%
CapEx$208.0M+1.0%
Free cash flow$1.8B+157%

Valuation & ratios

Valuation

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Market cap$52.88B-20.5%
Enterprise value$42.62B-28.5%
P/E9.5×-3.2×
P/S1.6×-0.5×

Profitability

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Operating margin17.4%-0.7pp
Net margin16.4%0.0pp
FCF margin19.3%+2.9pp

Returns & leverage

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Return on equity27.9%+2.1pp
Debt / equity0.6×0.0×
Current ratio1.3×0.0×

Segments

By product

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Transaction revenues$7.8B
Revenues from other value added services$850.0M

By segment

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Reportable Segment$8.7B+4.8%

By geography

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UNITED STATES$5.0B

Competitors

Profile

PayPal Holdings, Inc. is a leading global technology platform that enables digital payments and simplifies commerce experiences for consumers and merchants. The company operates a massive two-sided network connecting millions of active accounts across approximately 200 markets, providing secure and personalized ways to send, receive, and manage money. Its core value proposition lies in reducing transaction friction, enhancing security, and offering flexible funding options for global digital trade.

Competitive position

A dominant global leader in digital wallets and branded checkout with a massive two-sided network effect.

GeographiesGlobal, United States, Europe, Asia-Pacific
Customer segmentsB2C, B2B, SMB, Enterprise
Business modelTransaction-based fees, Interest income, Marketplace, Subscription
SuppliersCloud service providers, Banking partners, Card networks, Financial data providers
CustomersRetail consumers, E-commerce merchants, Gig economy platforms, Financial institutions
Listed2015
Employees27.2K
CEOEnrique J. Lores
Websitepaypal.com
FilingsSEC EDGAR

FAQ

What is PayPal Holdings, Inc.'s market cap?
PayPal Holdings, Inc. (PYPL) has a market capitalization of $52.9B and trades on NASDAQ.
What is PayPal Holdings, Inc.'s revenue and profitability?
PayPal Holdings, Inc. generated $34.1B in trailing twelve-month revenue with net income of $5.6B, representing a net margin of 16.4%, with free cash flow of $6.6B. These figures are based on the Q2 2026 filing.
Who are PayPal Holdings, Inc.'s competitors?
PayPal Holdings, Inc.'s key competitors include Mastercard, Apple, Alphabet, and others. These companies compete in similar markets and product categories.
Who does PayPal Holdings, Inc. partner with?
PayPal Holdings, Inc.'s notable partners include Synchrony Financial, WebBank.
What subsidiaries does PayPal Holdings, Inc. have?
PayPal Holdings, Inc.'s subsidiaries include Venmo, Xoom, Paidy, and others.
Where is PayPal Holdings, Inc. headquartered?
PayPal Holdings, Inc. is headquartered in United States of America and employs approximately 27,200 people. It has been publicly traded since 2015.