What is Sezzle's market cap?

Sezzle (SEZL) has a market capitalization of $5.3B and trades on NASDAQ.

What is Sezzle's revenue and profitability?

Sezzle generated $480.9M in trailing twelve-month revenue with net income of $148.3M, representing a net margin of 30.8%, with free cash flow of $245.4M. These figures are based on the Q1 2026 filing.

Who are Sezzle's competitors?

Sezzle's key competitors include PayPal, Affirm, Zip, and others. These companies compete in similar markets and product categories.

Who does Sezzle partner with?

Sezzle's notable partners include WebBank, Visa, Zogo, and others.

Where is Sezzle headquartered?

Sezzle is headquartered in United States of America and employs approximately 278 people. It has been publicly traded since 2020.

Sezzle

SEZL

Sezzle is a purpose-driven payments company that provides a digital shopping platform offering flexible alternatives to traditional credit.

Market cap

$5.27B+4.9%

Revenue$480.9M+46.1%

Net income$148.3M+39.0%

Free cash flow$245.4M+46.9%

EPS (diluted)$4.17+40.9%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 6, 2026

Revenue$135.5MBeat by $7.8M EPS$1.43Beat by $0.19

Read the full report

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$135.1M

EPS estimate$1.03

Financials

Q1 2026

Income statement

See full

Revenue$135.5M+29.2%

Operating income$69.0M+38.4%

Net income$51.3M+41.9%

EPS (diluted)$1.47+47.0%

Balance sheet

See full

Cash & equivalents$120.4M+35.5%

Total debt$792.0K-12.2%

Total equity$196.7M+56.4%

Total assets$454.3M+52.4%

Cash flow

See full

Operating cash flow$89.0M+69.5%

CapEx$351.0K+1,200%

Free cash flow$88.6M+69.0%

Valuation & ratios

Valuation

See full

Market cap$5.27B+4.9%

Enterprise value$5.15B+7.6%

P/E35.6×-11.1×

P/S11×-2.2×

Profitability

See full

Operating margin40.7%+4.8pp

Net margin30.8%-1.6pp

FCF margin51%+0.3pp

Returns & leverage

See full

Return on equity92%-45.4pp

Debt / equity0×0.0×

Current ratio3.7×+1.0×

Segments

By product

See full

Consumer Fees$38.1M+9.8%

Merchant And Partner Income$27.6M+17.4%

Late Payment Fees$23.1M+37.5%

Competitors

By market cap

Shopify$164.65B+0.1%

PayPal Holdings, Inc.$49.5B-35.0%

Synchrony Financial$24.5B-9.6%

Affirm Holdings, Inc.$24.5B+12.3%

Global Payments$23.0B+11.3%

Sezzle$5.3B+8.1%

Priority Technology Holdings$537.8M-6.2%

ZipRecruiter$346.5M-19.3%

By revenue growth

Sezzle+46.1%

Affirm Holdings, Inc.+32.1%

Shopify+31.9%

Global Payments+14.8%

Priority Technology Holdings+8.8%

PayPal Holdings, Inc.+5.7%

ZipRecruiter-3.3%

By net margin

Sezzle30.83%-1.6pp

PayPal Holdings, Inc.16.36%0.0pp

Shopify10.77%-6.4pp

Affirm Holdings, Inc.9.63%+11.7pp

Priority Technology Holdings5.85%+2.8pp

ZipRecruiter-5.58%-1.4pp

Global Payments-7.96%-28.2pp

Profile

Sezzle is a purpose-driven payments company that provides a digital shopping platform offering flexible alternatives to traditional credit. The company primarily serves Gen Z and Millennial consumers by 'creditizing' debit products through interest-free installment plans and credit-building features. Its core value proposition focuses on financial empowerment and responsible spending for underserved or credit-averse populations.

Competitive position

Sezzle differentiates itself as a Public Benefit Corporation focusing on ethical lending and credit-building for younger generations who lack traditional credit access.

GeographiesUnited States, Canada

Customer segmentsGen Z, Millennials, Small and Medium Businesses, Enterprise Retailers

Business modelTransaction-based, Subscription, B2B2C, Marketplace

SuppliersBank sponsorship (WebBank), Card networks (Visa), Cloud infrastructure, Credit reporting bureaus, Debt collection agencies

CustomersE-commerce retailers, Brick-and-mortar merchants, Direct-to-consumer brands, Individual retail consumers

CountryUnited States of America

Listed2020

Employees278.0

CEOCharles G. Youakim

SectorFinancial Services

IndustryFinancial - Credit Services

Websitesezzle.com

FilingsSEC EDGAR

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Questions, answered.

What is Sezzle's market cap?: Sezzle (SEZL) has a market capitalization of $5.3B and trades on NASDAQ.
What is Sezzle's revenue and profitability?: Sezzle generated $480.9M in trailing twelve-month revenue with net income of $148.3M, representing a net margin of 30.8%, with free cash flow of $245.4M. These figures are based on the Q1 2026 filing.
Who are Sezzle's competitors?: Sezzle's key competitors include PayPal, Affirm, Zip, and others. These companies compete in similar markets and product categories.
Who does Sezzle partner with?: Sezzle's notable partners include WebBank, Visa, Zogo, and others.
Where is Sezzle headquartered?: Sezzle is headquartered in United States of America and employs approximately 278 people. It has been publicly traded since 2020.