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Sezzle SEZL Q2 2026 earnings

Reported August 6, 2026 · After market close

Revenue$149.7MBeat by $14.6M
EPS$1.13Beat by $0.10
Revenue estimate$135.1M
EPS estimate$1.03
With SezzleCash now live and Sezzle Send launching in August, we are another step closer to realizing our vision of an all-in-one financial platform for our consumers. Every new product and feature gives consumers more ways to use Sezzle across their financial lives. Our new $300 million credit facility with Mesirow gives us the funding capacity to support future growth while also meaningfully lowering our cost of capital as we scale. This momentum supports our third raise to FY2026 guidance, taking Adjusted Net Income to $185 million and Adjusted Net Income per Diluted Share to $5.25.
Charlie Youakim

Next report

Nov 4, 2026 (in 2 months)
Revenue estimate$155.0M
EPS estimate$1.26

Financials

Q2 2026

Income statement

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Revenue$149.7M+51.7%
Operating income$55.0M+52.3%
Net income$40.8M+47.7%
EPS (diluted)$1.17+50.0%

Balance sheet

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Cash & equivalents$112.0M-6.6%
Total debt$593.0K-32.9%
Total equity$233.0M+78.7%
Total assets$456.5M+30.2%

Cash flow

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Operating cash flow$52.2M+127%
CapEx$414.0K+2.5%
Free cash flow$51.8M+129%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$4.01B+32.7%
Enterprise value$3.9B+34.3%
P/E24.8×-4.1×
P/S7.5×-0.6×

Profitability

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Operating margin40.4%+3.4pp
Net margin30.4%+2.2pp
FCF margin51.6%+6.6pp

Returns & leverage

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Return on equity88.9%-26.9pp
Debt / equity0.0×
Current ratio+0.5×

Segments

By product

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Subscription Revenue$35.7M
Virtual Card Interchanges$17.3M

FAQ

When did Sezzle report Q2 2026 earnings?
Sezzle (SEZL) reported Q2 2026 earnings on August 6, 2026 after market close.
What were Sezzle's Q2 2026 revenue and EPS?
Sezzle reported revenue of $149.7M and eps of $1.13 for Q2 2026.
Did Sezzle beat estimates in Q2 2026?
Revenue beat the consensus estimate of $135.1M by $14.6M. EPS beat the consensus estimate of $1.03 by $0.10.
How did Sezzle's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 51.7% from $98.7M a year earlier and eps grew 63.8% from $0.69.
Where can I find Sezzle's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001662991-26-000124) and the 10-Q periodic report (0001662991-26-000126) directly on SEC EDGAR. The filing index links above go to sec.gov.