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Sezzle SEZL Q2 2025 earnings

Reported August 7, 2025 · After market close

Revenue$98.7MBeat by $3.8M
EPS$0.69Beat by $0.11
Revenue estimate$94.9M
EPS estimate$0.58

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$135.1M
EPS estimate$1.03

Financials

Q2 2025

Income statement

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Revenue$98.7M+76.4%
Operating income$36.1M+116%
Net income$27.6M-7.1%
EPS (diluted)$0.78-4.9%

Balance sheet

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Cash & equivalents$88.9M+53.3%
Total debt$884.0K-7.3%
Total equity$130.4M+159%
Total assets$350.6M+65.3%

Cash flow

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Operating cash flow$23.1M+3.9%
CapEx$404.0K+1,583%
Free cash flow$22.7M+2.2%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$5.33B+967%
Enterprise value$5.24B+1,085%
P/E51×+39.1×
P/S14.3×+11.7×

Profitability

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Operating margin37%+14.4pp
Net margin28.1%+6.4pp
FCF margin45.1%+39.9pp

Returns & leverage

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Return on equity115.8%-10.3pp
Debt / equity0.0×
Current ratio3.5×+1.4×

Segments

By product

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Consumer Fees$27.8M+170%
Merchant And Partner Income$23.8M
Late Payment Fees$15.7M+293%

Versus estimates

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Questions, answered.

When did Sezzle report Q2 2025 earnings?
Sezzle (SEZL) reported Q2 2025 earnings on August 7, 2025 after market close.
What were Sezzle's Q2 2025 revenue and EPS?
Sezzle reported revenue of $98.7M and eps of $0.69 for Q2 2025.
Did Sezzle beat estimates in Q2 2025?
Revenue beat the consensus estimate of $94.9M by $3.8M. EPS beat the consensus estimate of $0.58 by $0.11.
How did Sezzle's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 76.4% from $56.0M a year earlier and eps grew 91.7% from $0.36.
Where can I find Sezzle's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001662991-25-000215) directly on SEC EDGAR. The filing index links above go to sec.gov.