Skip to content
OpenCapital
Get started

Sezzle SEZL Q4 2025 Annual earnings

Reported February 25, 2026 · After market close

Revenue$129.9MBeat by $2.3M
EPS$1.21Beat by $0.25
Revenue estimate$127.6M
EPS estimate$0.96

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$135.1M
EPS estimate$1.03

Financials

Q4 2025

Income statement

See full
Revenue$129.9M+32.2%
Operating income$55.2M+79.0%
Net income$42.7M+68.3%
EPS (diluted)$1.17+67.1%

Balance sheet

See full
Cash & equivalents$64.1M-12.5%
Total debt$824.0K-10.3%
Total equity$169.8M+93.3%
Total assets$400.2M+34.1%

Cash flow

See full
Operating cash flow$70.6M+23.1%
CapEx$61.0K+79.4%
Free cash flow$70.6M+23.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$2.17B+51.1%
Enterprise value$2.1B+54.5%
P/E16.3×-2.0×
P/S4.8×-0.5×

Profitability

See full
Operating margin39.3%+8.9pp
Net margin29.6%+0.6pp
FCF margin46.5%-1.7pp

Returns & leverage

See full
Return on equity103.3%-39.5pp
Debt / equity0×0.0×
Current ratio3.9×+1.5×

Versus estimates

Revenue

Q1 2026$135.5MBeat by $7.8M
Q4 2025$129.9MBeat by $2.3M
Q3 2025$116.8MMiss by $11.5MQ2 2025$98.7MBeat by $3.8MQ1 2025$104.9MBeat by $40.2MQ4 2024$98.2MBeat by $24.3M

Diluted EPS

Q1 2026$1.43Beat by $0.19
Q4 2025$1.21Beat by $0.25
Q3 2025$0.71Beat by $0.06Q2 2025$0.69Beat by $0.11Q1 2025$1.00Beat by $0.68Q4 2024$0.73Beat by $0.22

Ask the moment Sezzle reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Sezzle report Q4 2025 earnings?
Sezzle (SEZL) reported Q4 2025 earnings on February 25, 2026 after market close.
What were Sezzle's Q4 2025 revenue and EPS?
Sezzle reported revenue of $129.9M and eps of $1.21 for Q4 2025.
Did Sezzle beat estimates in Q4 2025?
Revenue beat the consensus estimate of $127.6M by $2.3M. EPS beat the consensus estimate of $0.96 by $0.25.
How did Sezzle's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 32.2% from $98.2M a year earlier and eps grew 65.8% from $0.73.
Where can I find Sezzle's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001662991-26-000014) and the 10-K periodic report (0001662991-26-000016) directly on SEC EDGAR. The filing index links above go to sec.gov.