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Other financials

Income statement

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Revenue$149.7M+51.7%
Operating income$55.0M+52.3%
Net income$40.8M+47.7%
EPS (diluted)$1.17+50.0%

Balance sheet

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Cash & equivalents$112.0M-6.6%
Total debt$593.0K-32.9%
Total equity$233.0M+78.7%
Total assets$456.5M+30.2%

Cash flow

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Operating cash flow$52.2M+127%
Free cash flow$51.8M+129%

Valuation

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Market cap$6B+26.6%
Enterprise value$5.89B+27.5%
P/E37.2×-8.1×
P/S11.3×-1.5×

Profitability

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Operating margin40.4%+3.4pp
Net margin30.4%+2.2pp
FCF margin51.6%+6.6pp

Returns & leverage

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Return on equity88.9%-26.9pp
Debt / equity0.0×
Current ratio+0.5×

Where this comes from

Reported directly by Sezzle in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: Sezzle’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001662991-26-000126
(in thousands)For the six months ended June 30, 2026For the six months ended June 30, / (As restated) / 2025
Net Cash Provided from Operating Activities141,22675,536
Investing Activities:
Purchases and originations of notes receivable, net of proceeds from repayments(77,931)(53,014)
Purchase of property and equipment(765)(431)
Internally developed intangible asset additions(1,564)(897)
Net Cash Used for Investing Activities(80,260)(54,342)
Financing Activities:
Proceeds from line of credit108,00095,000

Item 1F. Financial Statements (unaudited)

FAQ

What is Sezzle's capex?
Sezzle (SEZL) reported capex of $414K in Q2 2026.
How has Sezzle's capex changed year-over-year?
Sezzle's capex increased by 2.5% year-over-year, from $404K to $414K.
What is the long-term trend for Sezzle's capex?
Over 2 years (2021 to 2025), Sezzle's capex has grown at a -2.3% compound annual growth rate (CAGR), from $686.03K to $655K.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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