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Sezzle SEZL Operating Income

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Other financials

Income statement

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Revenue$149.7M+51.7%
Net income$40.8M+47.7%
EPS (diluted)$1.17+50.0%

Balance sheet

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Cash & equivalents$112.0M-6.6%
Total debt$593.0K-32.9%
Total equity$233.0M+78.7%
Total assets$456.5M+30.2%

Cash flow

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Operating cash flow$52.2M+127%
CapEx$414.0K+2.5%
Free cash flow$51.8M+129%

Valuation

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Market cap$6B+26.6%
Enterprise value$5.89B+27.5%
P/E37.2×-8.1×
P/S11.3×-1.5×

Profitability

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Operating margin40.4%+3.4pp
Net margin30.4%+2.2pp
FCF margin51.6%+6.6pp

Returns & leverage

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Return on equity88.9%-26.9pp
Debt / equity0.0×
Current ratio+0.5×

Where this comes from

Reported directly by Sezzle in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Sezzle’s 10-Q, filed August 7, 2026.

Filed
Aug 6, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001662991-26-000126
(in thousands, except per share amounts)For the three months ended June 30, 2026For the three months ended June 30, 2025For the six months ended June 30, 2026For the six months ended June 30, 2025
General and administrative4,3483,8468,3286,977
Provision for credit losses30,60820,64644,28333,447
Total operating expenses94,72262,616161,225117,633
Operating Income54,96136,086123,99785,981
Other Income (Expense)
Net interest expense(3,250)(3,501)(6,265)(6,415)
Other income (expense), net187(31)112
Income before taxes51,71232,672117,70179,678

Item 1F. Financial Statements (unaudited)

FAQ

What is Sezzle's operating income?
Sezzle (SEZL) reported operating income of $54.96M in Q2 2026.
How has Sezzle's operating income changed year-over-year?
Sezzle's operating income increased by 52.3% year-over-year, from $36.09M to $54.96M.
What is the long-term trend for Sezzle's operating income?
Over 3 years (2021 to 2025), Sezzle's operating income has grown at a 37.0% compound annual growth rate (CAGR), from -$68.68M to $176.79M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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