Skip to content
Screener
Visa logo

Visa

V

Visa is a global leader in digital payments, operating a massive transaction processing network that facilitates secure and efficient commerce.

Market cap
$716.76B+5.4%
Revenue$44.5B+14.4%
Net income$22.6B+11.4%
Free cash flow$21.0B-4.9%
EPS (diluted)$11.75+14.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 27, 2026 (in 2 months)
Revenue estimate$12.1B
EPS estimate$3.43

Financials

Q3 2026

Income statement

See full
Revenue$11.6B+14.4%
Gross profit$11.4B+14.1%
Operating income$6.9B+11.3%
Net income$5.6B+6.8%
EPS (diluted)$2.97+10.4%

Balance sheet

See full
Cash & equivalents$18.8B-23.2%
Total debt$26.9B-12.5%
Total equity$35.2B-9.0%
Total assets$94.6B-5.4%

Cash flow

See full
Operating cash flow$6.6B-2.6%
CapEx$417.0M-1.0%
Free cash flow$6.1B-2.7%

Valuation & ratios

Valuation

See full
Market cap$716.76B+5.4%
Enterprise value$724.85B+5.6%
P/E31.7×-1.8×
P/S16.1×-1.4×

Profitability

See full
Gross margin97.7%-0.1pp
Operating margin60.7%-1.5pp
Net margin50.8%-1.4pp
FCF margin47.2%-9.5pp

Returns & leverage

See full
Return on equity61.2%+9.4pp
Debt / equity0.8×0.0×
Current ratio-0.1×

Segments

By product

See full
Data processing revenue$6.0B+17.3%
Service revenue$4.9B+13.7%
International transaction revenue$3.9B+6.1%
Other revenue$1.5B+45.5%
Client incentives-$4.7B-17.8%

By geography

See full
U.S.$4.4B

Competitors

Profile

Visa is a global leader in digital payments, operating a massive transaction processing network that facilitates secure and efficient commerce. The company acts as a central intermediary in a four-party model, connecting consumers, financial institutions, and merchants across more than 200 countries. Its core value proposition lies in providing the infrastructure for authorization, clearing, and settlement of global money movement.

Competitive position

Visa maintains a dominant global market position as one of the largest payment networks, leveraging massive scale and a deeply entrenched 'four-party' ecosystem.

GeographiesGlobal, North America, Europe, Asia-Pacific, Latin America, Middle East, Africa
Customer segmentsFinancial institutions, Retailers, Government agencies, Small and medium enterprises
Business modelTransaction-based processing fees, Network-as-a-Service, B2B payments infrastructure
SuppliersTechnology infrastructure providers, Telecommunications networks, Cybersecurity service providers, Regulatory bodies
CustomersCard-issuing banks, Merchant acquirers, E-commerce platforms, Point-of-sale hardware providers
Listed2008
Employees28.8K
CEORyan McInerney
FilingsSEC EDGAR

FAQ

What is Visa's market cap?
Visa (V) has a market capitalization of $716.76B and trades on NYSE.
What is Visa's revenue and profitability?
Visa generated $44.5B in trailing twelve-month revenue with net income of $22.6B, representing a net margin of 50.8%. Gross margin stands at 97.7%, with free cash flow of $21.0B. These figures are based on the Q2 2026 filing.
Who are Visa's competitors?
Visa's key competitors include Mastercard, American Express, PayPal, and others. These companies compete in similar markets and product categories.
Where is Visa headquartered?
Visa is headquartered in United States of America and employs approximately 28,800 people. It has been publicly traded since 2008.